Great Rates, Less Requirements & Smaller Down Payments
With SBA loans in Harrison, NJ, StartCap provides small businesses with tailored funding solutions. From expert guidance to competitive terms, we make growth achievable. Partner with us to fuel your success.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Harrison SBA Loans
StartCap is proud to help businesses in Hudson County succeed by offering flexible financing solutions designed to meet your unique needs. Our team is committed to providing the capital and support your business deserves.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Harrison or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Harrison, NJ
In Harrison and surrounding cities, entrepreneurs can find the financial backing they need to succeed. Our solutions are designed to help you scale, innovate, and meet your goals. From Newark to Brookdale and beyond, we're your credit line specialists.
SBA Loan FAQ's
Harrison, NJ stands as a strategic business hub within Hudson County, blending industrial heritage with modern economic opportunities. Small business founders seeking financial support through SBA loans will discover multiple local financing channels designed to fuel commercial growth.
Here are a few local suggestions:- First Bank at Passaic Street & Harrison Avenue
- Hudson City Savings Bank at Bergen Line & Franklin Street
- Valley National Bank at Frank E. Rodgers Boulevard
- TD Bank at Harrison Plaza
- PNC Bank at Broadway & Harrison Avenue
- Wells Fargo at Harrison Street & Frank E. Rodgers Boulevard
SBA loan programs like 7(a), 504, and microloans offer critical funding for equipment purchases, real estate acquisitions, working capital, and startup expenses. Local business owners can explore these options through community banks and credit unions committed to supporting New Jersey's entrepreneurial ecosystem.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Harrison, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Harrison, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Harrison, NJ's dynamic business environment, local enterprises spanning manufacturing, retail, service industries, and professional sectors often qualify for SBA loans. Restaurants, construction companies, healthcare providers, and technology startups near Newark can access financial support through various Small Business Administration programs.
Hudson County businesses like plumbing contractors, HVAC specialists, electrical services, and machine shops frequently secure funding through SBA loan options. Local start-ups in industrial parks near Harrison Street can leverage these financial resources to support growth and operational expansion.