
Waiting Could Cost You, Everything
With StartCap’s hard money loans in Hays, KS, you can secure financing for your next real estate investment. Whether you're flipping houses or buying commercial properties, our fast and flexible loans help you stay on track with your goals.

Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.

Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.

Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Hays Hard Money Loans
StartCap supports entrepreneurs in Ellis County with unsecured loans and financial tools to help them build their dreams. Our financing solutions make it easier for your business to grow, scale, and achieve success.

From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Hays or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Hays, KS
For businesses in Hays and neighboring cities, StartCap provides hard money loans that are designed to meet your unique needs. Whether you’re starting a new project or scaling your business, our financing solutions offer the flexibility and speed you need to succeed. From Great Bend to Holdrege and beyond, we're your real estate partner.

Hard Money FAQ's
Searching for hard money loans in Hays, KS requires strategic research across Ellis County's lending ecosystem. Local real estate investors and property developers often seek alternative financing solutions for residential and commercial projects when traditional funding falls short.
While no definitive local directory exists, potential sources include private lenders, real estate investment groups, and specialized financial services operating throughout Kansas. Factors like property value, equity position, and investment potential typically influence loan approval for local start-ups, property flippers, and commercial real estate ventures in the region.
Interest rates for hard money loans in Hays typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Hays, KS real estate investors discover hard money loans support diverse property investments across Ellis County. Commercial warehouses, agricultural land parcels, residential flip properties, and multi-unit apartment complexes represent prime opportunities for alternative financing strategies in this Kansas marketplace.
Investors targeting distressed residential homes or seeking rapid commercial property acquisition often leverage hard money lending. From downtown retail spaces to farmland developments near the Interstate 70 corridor, these flexible financial tools empower local real estate professionals to seize time-sensitive investment opportunities quickly.