Henderson Equipment Financing

Business Equipment Loans in Henderson, KY

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
Excavator Image
Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

Whether you’re whisking batter or welding beams, our equipment loans in Henderson, KY, are here to support your success. With flexible terms, you’ll have the resources to grow without worry.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Money Bag Icon

Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

Timer Icon

Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

Clock Icon

Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in Kentucky

Not Just Henderson Equipment Loans

StartCap’s loan products include secured loans and lines of credit to provide businesses with the capital they need to grow. Whatever your financial goals may be, we have the right solution for you.

Kitchen Equipment Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Callout Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Henderson or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Henderson County

Find Business Equipment Loans
Near Henderson, KY

Our equipment loans extend from Henderson to nearby cities, providing businesses with the financial resources they need. Whether you’re buying new equipment or expanding, we’re here to help. From Evansville to Tell City and beyond, we've got you covered.

Map Image

Equipment Loan FAQ's

  Are there any local lenders in Henderson that offer equipment loans?

Henderson, KY sits along the Ohio River with diverse agricultural and manufacturing roots. Small business owners seeking equipment financing often explore local lending resources to support their growth initiatives. Finding the right financial partner requires strategic research and understanding of regional lending environments.

Here are a few local suggestions:
  • First Southern National Bank at Main Street & Water Street
  • Henderson Alliance Credit Union at Second Street & Green Street
  • Farmers Bank & Savings at Williams Lane & Maple Avenue
  • Community First Bank at North Green Street & Washington Street
  • River City Bank at Audubon Parkway & State Highway 41

Local founders searching for equipment loans might consider multiple financing strategies. StartCap provides comprehensive equipment lending solutions tailored to Kentucky businesses, offering competitive rates and flexible terms. Understanding each lender's specific requirements helps new business owners make informed financial decisions.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Henderson, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Henderson, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in Henderson, Kentucky empowers local business owners to acquire essential machinery across diverse industries. Restaurant kitchens, construction sites, and agricultural operations frequently leverage loans for specialized equipment like commercial ovens, excavators, tractors, and precision farming technologies.

Small business proprietors near the Ohio River can secure financing for vehicles, manufacturing machinery, medical devices, and technological infrastructure. From food service establishments in downtown Henderson to farming operations in Henderson County, KY, equipment loans provide critical capital investments for sustainable growth and operational expansion.

Elevate Yourself

Get Pre-Approved