SBA Loans in Huntington, NY
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
Empower your business with StartCap’s SBA loans in Huntington, NY. Flexible terms and a streamlined process ensure your financial goals are within reach. Take the next step in your entrepreneurial journey today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Huntington SBA Loans
StartCap delivers financial support to businesses in Suffolk County with options that help you grow and succeed. Our solutions are designed to be flexible and adaptable, helping you achieve your goals and tackle any challenges that arise.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Huntington or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Huntington, NY
In Huntington and surrounding areas, financial tools are within reach to empower entrepreneurs to expand and achieve their goals. Our solutions provide the resources needed to succeed. From Huntington Station to East Northport and beyond, we're your credit line specialists.
SBA Loan FAQ's
Huntington, NY, with its rich maritime heritage and bustling business corridors along Main Street, presents a dynamic ecosystem for local start-ups seeking financial support. Small business owners in Suffolk County often explore SBA loan options to fuel growth and operational expansion.
Here are a few local suggestions:- Huntington Bank at Main Street & Wall Street
- North Fork Bank at New York Avenue & Clinton Street
- TD Bank at Gerard Street & Wall Street
- First National Bank of Long Island at Lawrence Hill Road & Route 25A
- Suffolk County National Bank at Deer Park Avenue
- Signature Bank at New York Avenue
SBA loan programs like 7(a), 504, and microloans offer founders flexible financing for equipment purchases, working capital, real estate acquisition, and business infrastructure improvements. Local financial institutions understand the nuanced needs of Huntington's diverse business community.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Huntington, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Huntington, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
SBA loans in Huntington, NY support diverse business types across Suffolk County's dynamic commercial environment. Local restaurants, retail shops, service providers like plumbing contractors, HVAC specialists, and technology startups typically qualify for funding through various Small Business Administration programs.
Qualifying businesses must demonstrate financial stability, maintain good credit standings, and operate within Suffolk County's economic framework. Manufacturing firms, professional service companies, and home-based enterprises with documented revenue potential can access critical financial resources through targeted SBA loan opportunities.
