Great Rates, Less Requirements & Smaller Down Payments
At StartCap, we make SBA loans in Huntington, WV accessible for small businesses. Our simple process and tailored support ensure you have the resources to succeed. Build your business with a trusted partner today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Huntington SBA Loans
For businesses in Cabell County, StartCap provides the financial resources you need to succeed. Our solutions are tailored to meet your specific business needs, helping you navigate challenges and seize new opportunities.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Huntington or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Huntington, WV
In Huntington and neighboring areas, entrepreneurs are equipped with the financial resources they need to succeed. Our solutions are designed to foster growth and help achieve long-term goals. From Ashland to Dunbar and beyond, we're your credit line specialists.
SBA Loan FAQ's
In Huntington, WV, where the Ohio River curves alongside historic business districts, securing SBA loans requires strategic local connections and financial insight. Small business founders exploring funding options discover multiple regional approaches for supporting growth-oriented enterprises across the Mountain State.
Business financing strategies demand precise research and targeted local knowledge. Experienced lending professionals understand the nuanced requirements for startup capital and business expansion through Small Business Administration programs targeting equipment purchases, working capital, and real estate acquisitions.
Here are a few local suggestions:- First Huntington National Bank at 9th Avenue & 4th Street
- Marshall Bank at 3rd Avenue & 16th Street
- City National Bank of West Virginia at Main Street & 5th Avenue
- Heritage Community Bank at Hal Greer Boulevard & 20th Street
- Fifth Third Bank at Memorial Boulevard & 9th Street
- WesBanco at 4th Avenue & 10th Street
Interest rates for SBA loans in Huntington, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Huntington, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In the dynamic business ecosystem of Huntington, WV, SBA loans cater to diverse local enterprises. Small retailers, service professionals like plumbers and HVAC technicians, and restaurant owners near Marshall University's campus frequently qualify for these financial resources.
Manufacturing firms, technology startups, and professional service providers in Cabell County can access SBA loan programs. Qualifying businesses typically demonstrate stable revenue, strong credit profiles, and meaningful economic contributions to West Virginia's regional business infrastructure.