SBA Loans in Jacksonville, FL
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
With SBA loans in Jacksonville, FL, StartCap helps small businesses reach new heights. Our streamlined process and expert support make securing funding simpler than ever. Let us help fuel your business’s next big leap forward.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Jacksonville SBA Loans
StartCap helps businesses in Duval County thrive by offering a range of financial solutions designed to meet their needs. Whether you're looking to expand, improve cash flow, or take on new projects, we’ve got you covered.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Jacksonville or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Jacksonville, FL
For those in Jacksonville and nearby areas, flexible financing options are available to help you grow. Entrepreneurs can find the right support to move forward and overcome any challenges. From Orange Park to Fernandina Beach and beyond, we're your credit line specialists.
SBA Loan FAQ's
Jacksonville's bustling economic scene makes finding local SBA loan providers an exciting journey for new business owners. The River City's dynamic commercial ecosystem offers multiple financing opportunities for founders seeking strategic capital investments across various industries.
Here are a few local suggestions:- Vystar Credit Union at Riverside & Park Street
- Wells Fargo at Southside & Beach Boulevard
- Florida Community Bank at San Jose & Hendricks Avenue
- Ameris Bank at Gate Parkway & Southside Boulevard
- First Coast Credit Union at Beach Boulevard & Hodges
- Jacksonville Bank at St. Johns Bluff & Beach Boulevard
SBA loan programs like 7(a), 504, and microloans provide critical funding for equipment purchases, working capital, real estate acquisitions, and business expansion. Local founders can explore these financial resources to transform entrepreneurial dreams into sustainable Jacksonville-based enterprises.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Jacksonville, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Jacksonville, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Jacksonville, FL businesses spanning various sectors like hospitality, construction, and professional services often qualify for Small Business Administration (SBA) loans. Local manufacturers, service providers, and retail establishments in Duval County can access financial support through programs tailored to different business scales and requirements.
Qualifying businesses typically include established restaurants, medical practices, technology startups, and home service companies such as plumbing contractors and HVAC specialists. SBA loan eligibility depends on factors like business size, operational history, credit standing, and potential for economic growth in northeast Florida's dynamic marketplace.
