Business Equipment Loans in Johnson City, TN
Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit
You Have The Skills, Now Get The Tools
In Johnson City, TN, our equipment loans are designed to make your business dreams a reality. Whether you’re upgrading equipment or expanding operations, we’ll help you achieve success without the financial burden.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Johnson City Equipment Loans
StartCap’s loan products include secured loans and lines of credit to provide businesses with the capital they need to grow. Whatever your financial goals may be, we have the right solution for you.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Johnson City or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Johnson City, TN
Looking for equipment loans in Johnson City? We also serve surrounding cities to help businesses across the region secure the tools they need for long-term success and growth. From Jonesborough to Church Hill and beyond, we've got you covered.
Equipment Loan FAQ's
Tucked along the Appalachian foothills, Johnson City's business ecosystem thrives with dynamic economic opportunities for local start-ups seeking equipment financing. Small business owners exploring machinery investments find multiple lending resources throughout Washington County's supportive financial infrastructure.
Here are a few local suggestions:- First Horizon Bank at Main Street & Kentucky Avenue
- Mountain Commerce Bank at College Street & Bristol Highway
- East Tennessee Credit Union at University Parkway & Lincoln Street
- Appalachian Community Bank at State of Franklin Road & Roan Street
- Tennessee State Bank at Main Street & Milligan Highway
StartCap offers comprehensive equipment loan solutions tailored for founders needing specialized financing options. Local businesses benefit from understanding regional lending platforms that comprehend the specific equipment acquisition requirements of emerging TN commercial enterprises.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Johnson City, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Johnson City, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in Johnson City, TN covers a wide range of business needs across multiple industries. Local business owners can secure loans for construction machinery, agricultural equipment like tractors and harvesters, restaurant kitchen appliances, manufacturing tools, and specialized vehicles serving East Tennessee's diverse economic sectors.
From food trucks in downtown Johnson City to farming operations in Washington County, businesses have multiple financing options for essential equipment. StartCap offers competitive rates for new and used machinery purchases, helping regional enterprises upgrade infrastructure without significant upfront capital investments.
