Kent Small Business Administration

SBA Loans in Kent, WA

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

At StartCap, we make SBA loans in Kent, WA accessible for small businesses. Our simple process and tailored support ensure you have the resources to succeed. Build your business with a trusted partner today.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Washington's Small Business Launchpad

We're More Than Kent SBA Loans

StartCap is proud to offer businesses in King County a variety of financial solutions. Our tailored funding options are designed to meet your unique business needs, helping you overcome obstacles and achieve lasting success.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Kent or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

King County

Find SBA Loans Near Kent, WA

In Kent and surrounding areas, entrepreneurs are empowered to grow and succeed with customized financial solutions. Our flexible resources are designed to support your goals and drive success. From Des Moines to Pacific and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Kent that can help with SBA loans?

Kent, WA sits within King County's dynamic business ecosystem, offering local founders multiple options for securing small business administration financing. Regional economic development supports new business owners seeking strategic lending resources for startup capital and expansion opportunities.

Here are a few local suggestions:
  • Sound Credit Union at Kent-Meridian Road & 256th Street
  • First Federal Bank at Central Avenue & West Meeker Street
  • HomeStreet Bank at Kent-Des Moines Road & Military Road
  • BECU at Willis Street & Kent-Des Moines Road
  • Washington Federal at Pacific Highway South & Kent-Des Moines Road

SBA lending programs like 7(a), 504, and microloans provide critical financial support for equipment purchases, real estate acquisitions, working capital, and business refinancing. Local Kent financial institutions understand regional business requirements and offer tailored solutions for entrepreneurs seeking strategic growth funding.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Kent, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Kent, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Kent, WA business owners in various sectors like manufacturing, professional services, and hospitality often qualify for SBA loans through local lending institutions. Small enterprises in King County, including construction firms, restaurants, and technology startups, can access financial support from the Small Business Administration.

Service-based businesses near the Kent Valley Industrial Center, such as plumbing contractors, HVAC specialists, and electrical companies, may secure funding through SBA loan programs. Retail shops, landscaping businesses, and local manufacturers in the Greater Seattle metropolitan area frequently meet SBA loan requirements.

Elevate Yourself

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