Kirtland Equipment Financing

Business Equipment Loans in Kirtland, NM

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
Excavator Image
Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

Our equipment loans in Kirtland, NM, provide the financial boost your business needs to soar. With us, there’s no limit to how far your ambitions can take you.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Money Bag Icon

Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

Timer Icon

Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

Clock Icon

Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in New Mexico

Not Just Kirtland Equipment Loans

StartCap offers flexible loan solutions, including secured loans and lines of credit, that adapt to your business’s needs. With our financial backing, your company can reach new heights.

Kitchen Equipment Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Callout Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Kirtland or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

San Juan County

Find Business Equipment Loans
Near Kirtland, NM

For businesses in Kirtland and beyond, we offer equipment loans that make it easy to grow and succeed. With flexible terms and fast approval, we're here to help you achieve your goals. From Farmington to Zuni Pueblo and beyond, we've got you covered.

Map Image

Equipment Loan FAQ's

  Are there any local lenders in Kirtland that offer equipment loans?

Tucked along the San Juan Basin, Kirtland, NM presents unique opportunities for business equipment financing. Local founders seeking machinery or specialized tools have several strategic lending options available through regional financial institutions near San Juan County's economic corridors.

Here are a few local suggestions:
  • San Juan Credit Union at Main Street & County Road 7000
  • First National Bank of Farmington at Main Street & Broadway Avenue
  • McKinley Community Bank at East Maple Street & Highway 491
  • Northwest New Mexico Bank at Downtown Farmington Plaza

Equipment loans remain critical for new business owners expanding operations in this northwestern New Mexico region. StartCap provides comprehensive financing solutions for local start-ups requiring flexible equipment acquisition strategies across agricultural, construction, and service industry sectors.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Kirtland, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Kirtland, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in Kirtland, NM covers diverse machinery needs for local businesses. Agricultural producers near Shiprock Mesa might secure loans for tractors, harvesters, and irrigation systems. Construction firms around San Juan County can acquire excavators, trenchers, and heavy-duty trucks through strategic equipment lending programs.

Restaurant owners in northwestern New Mexico frequently utilize equipment loans for commercial ovens, refrigeration units, and industrial kitchen appliances. Small manufacturing startups near Kirtland Air Force Base may finance CNC machines, welding equipment, and precision tools through flexible lending solutions tailored to regional business requirements.

Elevate Yourself

Get Pre-Approved