Knoxville Small Business Administration

SBA Loans in Knoxville, TN

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

Empower your business with SBA loans in Knoxville, TN through StartCap. Our expert team ensures a smooth process, helping you secure funding to fuel your goals. Take the first step toward success with our trusted solutions.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Tennessee's Small Business Launchpad

We're More Than Knoxville SBA Loans

StartCap offers businesses in Knox County the financial flexibility they need to succeed. Whether you are scaling your operations or managing day-to-day expenses, we have customized solutions designed to support your business goals.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Knoxville or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Knox County

Find SBA Loans Near Knoxville, TN

In Knoxville and nearby cities, entrepreneurs can access the resources they need to grow their ventures. Our solutions are designed to provide both flexibility and long-term success. From Eagleton Village to Pigeon Forge and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Knoxville that can help with SBA loans?

Knoxville, TN harbors a dynamic business ecosystem where founders seek strategic financial solutions through Small Business Administration (SBA) loans. The city's economic landscape offers multiple avenues for local businesses looking to secure funding across sectors like technology, manufacturing, and service industries.

Here are a few local suggestions:
  • First Tennessee Bank at Gay Street & Clinch Avenue
  • Knoxville TVA Credit Union at Sutherland Avenue & Middlebrook Pike
  • Branch Banking and Trust (BB&T) at Kingston Pike & Papermill Drive
  • Pinnacle Bank at Chapman Highway & Moody Avenue
  • SmartBank at Northshore Drive & Martel Lane
  • SunTrust Bank at Lovell Road & Parkside Drive

Local start-ups can explore SBA loan types including 7(a) loans for working capital, equipment purchases, and real estate acquisition. Regional financial institutions understand Tennessee's business climate and offer tailored solutions to support growth strategies for emerging companies seeking strategic capital investments.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Knoxville, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Knoxville, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small business owners in Knox County, TN frequently seek SBA loan opportunities across diverse industries. Restaurants, professional service providers, construction firms, and retail establishments in the greater Knoxville metropolitan area often qualify for financing through programs like 7(a) and 504 loans.

Local manufacturing companies, technology startups near the Tennessee Valley, HVAC contractors, landscaping businesses, and professional consulting services can access SBA loan support. Eligibility depends on factors like business size, operational history, credit standing, and specific industry requirements in the East Tennessee region.

Elevate Yourself

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