Hard Money Loans in Lexington, KY
Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork
Get Pre-Approved
Waiting Could Cost You, Everything
For real estate investors in Lexington, KY, StartCap provides hard money loans designed to meet your needs. Whether you're working on residential or commercial properties, our fast approval and flexible terms allow you to seize opportunities quickly.
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Lexington Hard Money Loans
Small businesses in Fayette County trust StartCap for unsecured loans and financial solutions that make growing their ventures easier. Our flexible funding options are tailored to your business’s specific needs, helping you succeed in an ever-changing marketplace.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Lexington or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Lexington, KY
StartCap proudly serves businesses in Lexington and nearby cities with fast and flexible hard money loans. Whether you’re looking to expand, invest, or update your equipment, our loan options are designed to help you succeed. From Georgetown to Mount Sterling and beyond, we're your real estate partner.
Hard Money FAQ's
Hunting for hard money loans in Lexington, KY requires strategic research across local private lending networks. Real estate investors and property developers in central Kentucky often seek alternative funding sources for residential and commercial property acquisitions.
Local hard money lenders in Fayette County typically include private investment groups, real estate investment trusts, and specialized lending firms. While specific requirements vary, founders and property investors should prepare comprehensive project documentation and demonstrate strong potential return on investment opportunities.
Interest rates for hard money loans in Lexington typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Lexington, Kentucky's real estate market brims with opportunities for hard money lending across diverse property types. From restored Bluegrass Region farmhouses to downtown mixed-use developments, investors find compelling financing options for residential and commercial real estate ventures.
Commercial properties like retail spaces, warehouses, and office complexes in Fayette County frequently benefit from quick hard money financing. Single-family homes, multi-unit residential properties, fix-and-flip projects, and land development opportunities also attract alternative lending solutions in the KY market.
