SBA Loans in Lexington Park, MD
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap’s SBA loans in Lexington Park, MD are designed with your small business in mind. From competitive rates to expert support, we provide everything you need to succeed. Partner with us for your financial growth.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Lexington Park SBA Loans
StartCap delivers flexible and tailored financial solutions to businesses in Saint Mary's County. Our team works closely with you to understand your unique needs and provide funding options that help you grow and succeed.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Lexington Park or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Lexington Park, MD
For those in Lexington Park and nearby, entrepreneurs can count on flexible financial support to help scale and grow. Our customized solutions are designed to meet your business needs. From California to Marlton and beyond, we're your credit line specialists.
SBA Loan FAQ's
St. Mary's County hosts a dynamic business ecosystem where local founders seek specialized small business financing. Lexington Park, situated near the Chesapeake Bay, offers strategic opportunities for new business owners exploring SBA loan resources in Maryland.
Here are a few local suggestions:- St. Mary's Bank at Three Notch Road & Great Mills Road
- Chesapeake Bank at Sotterley Road & Chancellors Run Road
- Bay Credit Union at Two Notch Road & Millstone Landing
- Southern Maryland Credit Union at Three Notch Road & Pegg Road
SBA loans provide critical capital for expansion, equipment purchases, working capital, and real estate acquisitions. Local lenders understand regional economic dynamics and can tailor financing solutions for Maryland small business growth strategies in Lexington Park's competitive commercial landscape.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Lexington Park, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Lexington Park, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In St. Mary's County, local businesses in Lexington Park seeking SBA loans include professional services, retail establishments, restaurants, and service-based industries like landscaping and construction. Small enterprises near Patuxent River Naval Air Station often qualify for federal financing support through various Small Business Administration programs.
Qualifying businesses typically must operate within MD's designated economic zones, demonstrate financial stability, and meet specific credit requirements. Restaurant owners, technology startups, home improvement contractors, and medical service providers in the Lexington Park region frequently benefit from these specialized loan opportunities designed to stimulate local economic growth.
