SBA Loans in Lexington, SC
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
At StartCap, we make SBA loans in Lexington, SC accessible for small businesses. Our simple process and tailored support ensure you have the resources to succeed. Build your business with a trusted partner today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Lexington SBA Loans
StartCap delivers flexible financial solutions to businesses in Lexington County, providing the capital needed to fuel growth and overcome obstacles. Our goal is to support your business in achieving its potential and long-term success.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Lexington or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Lexington, SC
In Lexington and nearby cities, entrepreneurs can access the resources they need to grow their ventures. Our solutions are designed to provide both flexibility and long-term success. From Red Bank to Newberry and beyond, we're your credit line specialists.
SBA Loan FAQ's
Lexington, SC harbors an entrepreneurial spirit within its dynamic business ecosystem. Local founders seeking SBA loan opportunities will find multiple financing channels across the Midlands region. Small business owners exploring capital resources have several strategic options tailored to regional economic development goals.
Here are a few local suggestions:- First Bank at Main Street & Columbia Avenue
- Lexington Credit Union at Sunset Boulevard & Highway 378
- South State Bank at Town Center Drive
- Palmetto Citizens Federal Credit Union at Lake Murray Boulevard
- Blue Ridge Bank at Chapin Road
- Carolina Trust Bank at Lexington Town Center
SBA loan programs like 7(a), 504, and microloans provide critical funding for equipment purchases, working capital, real estate acquisition, and business expansion. Local lenders understand the intricate financial requirements of small enterprises in Lexington County's dynamic marketplace.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Lexington, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Lexington, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Lexington County, SC seeking SBA loans typically include retail shops, professional services, construction contractors, and local restaurants. Qualifying industries range from HVAC companies to landscaping businesses operating within Lexington's dynamic economic environment.
Local start-ups in manufacturing, technology sectors, and service-based enterprises near Lake Murray can access various SBA loan programs. These financial resources support new business owners across SC, helping founders expand operations and stimulate regional economic growth.
