
Start Your New Business Right
Starting a new venture is a journey filled with excitement, but financial hurdles can be daunting. With the right start-up business loan in Manassas, VA, and a supportive team, the possibilities are endless.

No Collateral? No Problem!
No need to pledge your spaceship—our unsecured loans are designed to let you focus on launching, not stressing.

Terms up to 10 Years
From liftoff to cruising altitude, our repayment options stretch up to 10 years, giving your business room to grow.

Funding at Light Speed2
Need funds fast? We’ll deliver in record time—because the universe waits for no entrepreneur.
Manassas Business Loan Options
StartCap fuels business dreams with funding and tailored solutions. Let’s make your vision a reality and build something amazing!

From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Manassas or nationwide.
Here's a truck load of stuff to get kicked off
Find Start-Up Business Loans
Near Manassas, VA
StartCap is proud to serve Manassas and the rest of Manassas (city) County with funding and resources for businesses. See the nearby cities we support and let’s make your vision a reality! From Manassas Park to Fair Lakes and beyond, we've got you covered.

Start-Up Loan FAQ's
Manassas, VA entrepreneurs understand the challenge of securing start-up business loans, especially in a region steeped in Civil War history and small business innovation. Traditional local lenders often impose stringent requirements, making financing feel like solving an intricate puzzle with missing pieces.
Here are a few local suggestions:- Burke & Herbert Bank at Liberia Avenue & Wellington Road
- Sonabank at Sudley Road & Centreville Road
- Prince William County Credit Union at Mathis Avenue & Liberia Avenue
- F&M Bank at Grant Avenue & Battle Street
Start-up loan qualifications typically include strong credit scores, comprehensive business plans, collateral, and demonstrable revenue projections. While local banks in Prince William County may hesitate to fund new ventures, alternative financing options like StartCap can provide more flexible pathways for emerging businesses.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & minimum requirements.Interest rates for start-up business loans in Manassas, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Manassas, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster. Alternatively, many business & personal credit cards have introductory rates starting at 0% for up to 2 years.
No, not always—it depends on the type of loan you're applying for. Some funding options require business registration, while others focus on personal credit, income, or assets instead. If your business isn’t registered yet, don’t worry! We can either guide you through the registration process or explore funding alternatives that don’t require it.
Yes, Manassas, VA offers several local startup grant opportunities for entrepreneurs. The Prince William County Economic Development Office provides targeted funding programs specifically designed for small business owners in the region. Local resources include microgrants ranging from $1,000 to $10,000 for qualifying small enterprises.
Additional grant avenues exist through the Manassas Chamber of Commerce and regional small business development centers. Prospective business founders can explore matching fund programs, technology innovation grants, and minority-owned business support initiatives. Applicants should prepare comprehensive business plans and financial documentation when seeking these competitive funding options.