Hard Money Loans in Manhattan, NY
Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork
Get Pre-Approved
Waiting Could Cost You, Everything
StartCap is your go-to source for hard money loans in Manhattan, NY. Whether you’re purchasing, flipping, or refinancing real estate, we offer quick approval and flexible financing options to help you take your property ventures to the next level.
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Manhattan Hard Money Loans
In New York County, StartCap provides businesses with financial solutions like unsecured loans and flexible credit products that help them flourish. We offer fast and reliable financing options that make it easier for you to manage and grow your business.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Manhattan or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Manhattan, NY
Businesses in Manhattan and nearby cities can take advantage of StartCap’s hard money loans, offering quick funding and flexible terms. From purchasing equipment to expanding your operations, we provide the financial solutions you need to grow. Discover the cities we serve and how we can help. From New York to Fort Lee and beyond, we're your real estate partner.
Hard Money FAQ's
Manhattan's real estate investment scene offers multiple avenues for securing hard money loans across New York County. Local private lenders, mortgage brokers, and specialized financing firms often provide alternative funding solutions for residential and commercial property acquisitions in the NY metropolitan region.
Investors searching for hard money lending options might explore private equity groups, real estate investment networks, and specialized funding platforms operating throughout Manhattan. Property developers, house flippers, and new business owners frequently seek these short-term financial resources to support time-sensitive real estate transactions in the competitive New York market.
Interest rates for hard money loans in Manhattan typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Manhattan's real estate market showcases diverse property types where hard money loans flourish. From sleek SoHo lofts to historic Upper West Side brownstones, investors leverage these financing tools across residential and commercial segments throughout the NY property ecosystem.
Commercial properties like warehouses near Hudson Yards, retail spaces in Chelsea, and multi-unit residential buildings across Manhattan benefit from rapid, asset-based lending. These short-term financing solutions empower property developers and real estate investors to seize time-sensitive acquisition opportunities quickly.
