SBA Loans in Oakdale, MN
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap brings accessible SBA loans to Oakdale, MN, offering small businesses the tools needed to grow. Our flexible terms and tailored support make funding your vision easy. Take your business to new heights today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Oakdale SBA Loans
StartCap helps businesses in Washington County succeed by offering financial solutions that cater to their unique needs. Whether you need capital for expansion, cash flow management, or innovation, we are here to support you.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Oakdale or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Oakdale, MN
In Oakdale and neighboring areas, entrepreneurs are equipped with the financial resources they need to succeed. Our solutions are designed to foster growth and help achieve long-term goals. From Maplewood to Vadnais Heights and beyond, we're your credit line specialists.
SBA Loan FAQ's
In the heart of Minnesota, Oakdale's dynamic business ecosystem offers promising opportunities for local founders seeking financial support. Small business owners exploring SBA loan options find themselves amid a supportive community that understands the intricate process of securing funding for growth and expansion.
Here are a few local suggestions:- Wells Fargo at Hadley Avenue & Fourth Street
- US Bank at Oakdale Avenue & Helmo Avenue
- Lakeview Bank at Highway 36 & Century Avenue
- First National Bank at Stillwater Boulevard & Valley Creek Road
- Woodbury Credit Union near Oakdale City Hall
- Farmers State Bank at Lake Elmo Avenue
Local financial institutions in Oakdale specialize in various SBA loan programs, including 7(a) loans for working capital, equipment financing, and real estate purchases. These targeted solutions help regional businesses access critical resources, supporting everything from startup costs to expansion initiatives across Washington County.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Oakdale, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Oakdale, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Oakdale, MN, spanning diverse sectors like professional services, retail, construction, and hospitality, may qualify for SBA loans through local lending institutions. The Washington County economic development program supports qualifying businesses meeting specific criteria for financial assistance.
Local founders in retail, home services like plumbing and HVAC, manufacturing, and professional consulting often seek SBA loan opportunities. Businesses demonstrating strong financial records, solid business plans, and operational stability typically receive favorable consideration from Minnesota-based lending partners.
