Great Rates, Less Requirements & Smaller Down Payments
Take advantage of SBA loans in Orem, UT to fuel your business’s growth. StartCap delivers flexible financing and personalized support, ensuring your funding needs are met with ease. Propel your business forward with confidence today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Orem SBA Loans
StartCap helps businesses in Utah County access the financial support they need to thrive. We offer flexible and customized solutions designed to meet the unique needs of your business, no matter your industry or goals.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Orem or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Orem, UT
For those in Orem and nearby areas, flexible financing options are available to help you grow. Entrepreneurs can find the right support to move forward and overcome any challenges. From Lindon to Alpine and beyond, we're your credit line specialists.
SBA Loan FAQ's
Orem, UT's dynamic business ecosystem offers diverse funding opportunities for local start-ups seeking SBA loan support. Situated in Utah County, this region provides multiple financial resources for founders exploring small business financing alternatives.
Here are a few local suggestions:- Utah Community Credit Union at State Street & Center Street
- Mountain America Credit Union at State Street & 800 North
- Wells Fargo Bank at University Parkway & State Street
- Bank of Utah at State Street & 500 North
- First Utah Bank at University Avenue & 500 North
- Cyprus Credit Union at State Street & 1600 North
Local businesses seeking SBA 7(a), 504, and microloan programs can find tailored solutions through community financial institutions. StartCap provides complementary guidance for new business owners researching comprehensive loan options across Utah's supportive commercial environment.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Orem, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Orem, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in Orem, UT often explore SBA loan opportunities across various commercial sectors. Local retail shops, professional service providers, technology startups, and home-based businesses in Utah County frequently qualify for Small Business Administration financial support.
Service-based enterprises like plumbing contractors, HVAC specialists, digital marketing agencies, and restaurant establishments near Mount Timpanogos can access different SBA loan programs. Criteria typically include established credit history, business operations in Orem for minimum periods, and meeting specific industry revenue thresholds.