SBA Loans in Oshkosh, WI
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
At StartCap, SBA loans in Oshkosh, WI are tailored to support small business growth. With competitive rates and expert guidance, we make funding your dreams simple. Launch your business journey today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Oshkosh SBA Loans
StartCap provides businesses in Winnebago County with the resources they need to succeed. Our tailored financial solutions are designed to help you grow, manage cash flow, and achieve your goals with ease and support.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Oshkosh or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Oshkosh, WI
For entrepreneurs in Oshkosh and surrounding regions, customized financial solutions are available to help businesses grow. Our support provides the right tools to help you reach your goals. From Neenah to Kaukauna and beyond, we're your credit line specialists.
SBA Loan FAQ's
Oshkosh, WI stands out with a dynamic business ecosystem anchored by the Fox River and diverse manufacturing sectors. Local founders seeking SBA loan opportunities will find multiple resources supporting their growth aspirations in Winnebago County's economic landscape.
Here are a few local suggestions:- Community First Credit Union at Oregon Street & Main Street
- Oshkosh Savings Bank at High Avenue & Pearl Street
- Fox Valley Bank at Wisconsin Avenue & Algoma Boulevard
- Marine Credit Union at Jackson Street & Murdock Avenue
- Associated Bank at North Main Street & West Irving Avenue
SBA loan programs like 7(a), 504, and microloans offer excellent financing options for equipment purchases, working capital, real estate acquisition, and business expansion. Local lenders understand the specific economic dynamics of Wisconsin's small business environment.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Oshkosh, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Oshkosh, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Winnebago County's bustling economic hub, small business owners in Oshkosh, WI qualify for SBA loans across multiple sectors. Retail establishments, professional services, manufacturing firms, and hospitality businesses near Lake Winnebago can access financial support through various Small Business Administration programs.
Local start-ups ranging from construction contractors to technology service providers might secure funding through 7(a) loan programs. Service-based businesses like plumbing companies, HVAC specialists, and commercial cleaning enterprises frequently meet SBA lending requirements in Wisconsin's dynamic business environment.
