You Have The Skills, Now Get The Tools
In Paris, KY, our equipment loans support everything from small businesses to large enterprises. Whether you’re buying tools or upgrading facilities, we’re here to help you achieve liftoff.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Paris Equipment Loans
StartCap provides a wide variety of loan options to meet your business’s needs, including secured loans and lines of credit. We’re here to help you find the right financing solution for your goals.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Paris or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Paris, KY
Looking for equipment loans in Paris? We also serve surrounding cities to help businesses across the region secure the tools they need for long-term success and growth. From Cynthiana to Lawrenceburg and beyond, we've got you covered.
Equipment Loan FAQ's
Paris, KY, tucked in the rolling bluegrass region of Kentucky, presents unique opportunities for local business owners seeking equipment financing. Small enterprises around Bourbon County often explore strategic lending solutions to acquire necessary machinery and technological resources.
Securing equipment loans requires careful research and understanding of local financial institutions' requirements. Business founders might find multiple financing avenues through community banks and credit unions specialized in supporting regional economic growth.
Here are a few local suggestions:- Farmers Bank of Kentucky at Main Street & High Street
- Paris Deposit Bank at Pleasant Street & Eighth Avenue
- Kentucky United Credit Union at Bourbon Avenue & Third Street
- Community Trust Bank at Main Street & Ninth Street
- First Southern National Bank at High Street & Seventh Avenue
- Clark County Bank at Broadway & Lexington Avenue
Interest rates for equipment loans in Paris, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Paris, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in Paris, KY covers a wide range of machinery essential for local businesses across Bourbon County. From agricultural tractors used in bourbon country farmlands to restaurant kitchen appliances and heavy construction equipment, business owners have multiple financing options for critical operational assets.
Local lenders understand Kentucky's business diversity, offering flexible loan solutions for specialized machinery like restaurant refrigeration units, farming implements, manufacturing tools, and transportation vehicles. StartCap and regional financial institutions provide tailored equipment financing programs designed to support new business owners' growth strategies in the bluegrass state.