Portland Equipment Financing

Business Equipment Loans in Portland, ME

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

From cultivating crops to crafting coffee, our equipment loans in Portland, ME, are designed to support your success. Let’s provide the rocket fuel for your business goals.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in Maine

Not Just Portland Equipment Loans

StartCap’s loan products include secured loans and lines of credit to provide businesses with the capital they need to grow. Whatever your financial goals may be, we have the right solution for you.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Portland or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Cumberland County

Find Business Equipment Loans
Near Portland, ME

In addition to offering equipment loans in Portland we proudly serve the surrounding areas. From small businesses to large enterprises, our financing options are designed to meet your unique needs. From South Portland to Kennebunk and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in Portland that offer equipment loans?

Portland, ME brims with maritime heritage and innovation, making equipment financing a critical lifeline for local businesses expanding their operational capabilities. Small business owners in Cumberland County frequently seek tailored lending solutions that match their specific equipment acquisition needs.

Here are a few local suggestions:
  • Gorham Savings Bank at Congress Street & Exchange Street
  • Maine Savings Federal Credit Union at Forest Avenue & Deering Avenue
  • Mechanics Savings Bank at Commercial Street & India Street
  • Norway Savings Bank at Middle Street & Federal Street

Accessing equipment loans requires strategic research and understanding local financial resources. StartCap provides comprehensive equipment financing options for founders seeking flexible funding beyond traditional banking channels, potentially bridging gaps traditional lenders might not accommodate.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Portland, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Portland, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in Portland, ME covers an extensive range of machinery critical for local business growth. Small business owners across Cumberland County can secure loans for restaurant kitchen equipment, construction tools, agricultural machinery, medical devices, technology infrastructure, and manufacturing assets.

From food service refrigeration units in downtown Portland to logging equipment in western Maine's forestry sector, financial solutions adapt to diverse industrial needs. Local founders seeking capital investments should review specific loan terms, collateral requirements, and potential tax advantages before selecting their preferred equipment financing strategy.

Elevate Yourself

Get Pre-Approved