Hard Money Loans in Providence, RI
Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork
Get Pre-Approved
Waiting Could Cost You, Everything
For real estate developers in Providence, RI, StartCap offers hard money loans to help finance your next project. Whether you’re buying land, renovating properties, or securing a commercial building, we offer quick and flexible solutions to meet your needs.
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Providence Hard Money Loans
In Providence County, StartCap delivers unsecured loans and business credit lines to help small businesses thrive. We provide entrepreneurs with the financial resources needed to fuel growth and meet their goals.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Providence or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Providence, RI
For businesses in Providence and surrounding cities, StartCap makes securing hard money loans straightforward. Whether you need funds for an expansion, new investment, or equipment upgrade, we provide the financial resources you need. From East Providence to North Attleborough and beyond, we're your real estate partner.
Hard Money FAQ's
Providence, RI real estate investors seeking alternative financing have multiple options for hard money loans across Rhode Island. Local private lenders, investment groups, and specialized lending platforms serve developers, residential property flippers, and commercial real estate founders looking for quick capital solutions.
Though exact local providers change frequently, Rhode Island hard money sources typically include private investment networks, real estate investment firms, and specialized lending platforms focusing on Providence County and surrounding metropolitan areas. StartCap represents one potential resource for founders evaluating rapid funding alternatives for residential and commercial property acquisitions.
Interest rates for hard money loans in Providence typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Providence, Rhode Island's real estate market offers diverse opportunities for hard money lending across residential and commercial properties. From historic Federal Hill brownstones to emerging industrial spaces near Narragansett Bay, investors find flexible financing solutions for quick property acquisitions.
Hard money loans in RI frequently support renovations of single-family homes, multi-unit residential buildings, fix-and-flip projects, warehouses, retail spaces, and mixed-use developments throughout Providence County. Local real estate investors leverage these alternative funding strategies to expedite property transformation.
