Racine Equipment Financing

Business Equipment Loans in Racine, WI

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

Our equipment loans in Racine, WI, are designed for all industries, from bakeries to breweries. With flexible financing and expert support, your business can reach orbit without the weight of financial worries.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in Wisconsin

Not Just Racine Equipment Loans

From lines of credit to secured loans, StartCap offers a variety of financing options to suit your business’s needs. Whether expanding or managing cash flow, we provide the support and flexibility you need.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Racine or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Racine County

Find Business Equipment Loans
Near Racine, WI

From Racine to nearby cities, we offer equipment loans designed to help businesses grow. With flexible financing options and expert support, we’ll help you get the tools you need to succeed. From Mount Pleasant to Winthrop Harbor and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in Racine that offer equipment loans?

Racine, Wisconsin, with its industrial heritage along Lake Michigan, presents unique opportunities for business equipment financing. Local founders seeking machinery or technology investments face critical decisions when exploring lending options for their operational needs.

Here are a few local suggestions:
  • Marine Bank at Washington Avenue & Main Street
  • First National Bank of Racine at 6th Street & College Avenue
  • Landmark Credit Union at State Highway 20 & Green Bay Road
  • Citizens Bank of Racine at Douglas Avenue & 16th Street
  • Community State Bank at 7 Mile Road & Washington Avenue
  • United Community Bank at County Line Road & Durand Avenue

StartCap offers comprehensive equipment loan solutions for WI businesses. Equipment financing strategies require careful analysis of interest rates, repayment terms, and potential tax implications for new business owners in the Racine metropolitan region.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Racine, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Racine, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment loans in Racine, WI cover a wide range of business machinery and tools. Local business owners can secure financing for restaurant kitchen appliances, construction vehicles, agricultural machinery, manufacturing equipment, and specialized technology needed to launch or expand operations in Southeastern Wisconsin.

From food truck grills to harvesting combines in Kenosha County, equipment financing helps new business owners acquire critical assets without substantial upfront investments. Local lenders like StartCap offer flexible terms for purchasing everything from commercial refrigerators to heavy-duty construction cranes supporting Racine's economic growth.

Elevate Yourself

Get Pre-Approved