Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Reno, NV are a smart way to fund your business’s growth. StartCap offers flexible options and expert guidance, ensuring your funding process is stress-free. Start building your success with us today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Reno SBA Loans
StartCap’s financial solutions are designed to help businesses in Washoe County overcome obstacles and thrive. With our personalized approach, we provide the capital and support that businesses need to grow, innovate, and succeed.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Reno or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Reno, NV
Entrepreneurs in Reno and nearby cities can access flexible financial support designed to meet their needs. Our solutions help facilitate growth and provide the tools necessary for success. From Sparks to Fallon and beyond, we're your credit line specialists.
SBA Loan FAQ's
Reno, NV's entrepreneurial spirit thrives amid the Sierra Nevada mountains, offering local business founders diverse financing opportunities. Small business owners seeking SBA loan support find multiple resources throughout Washoe County's dynamic commercial ecosystem.
Small enterprises require strategic financial partnerships to grow successfully in Nevada's competitive market. Professional guidance can significantly streamline the complex SBA loan application process for new business owners.
Here are a few local suggestions:- Bank of America at Virginia Street & Mount Rose Highway
- Wells Fargo at California Avenue & Plumb Lane
- Summit Bank at Kietzke Lane & Reagan Way
- Reno Tahoe Business Bank at Mill Street & Newsroom Drive
- First Independent Bank at Baring Boulevard & Keystone Avenue
- Great Basin Federal Credit Union at South Virginia Street & Peckham Lane
Interest rates for SBA loans in Reno, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Reno, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
SBA loans in Reno, Nevada support diverse business sectors across Washoe County's economic landscape. Local restaurants, tech startups, service providers like plumbing contractors, and retail establishments near the Truckee River corridor frequently qualify for Small Business Administration financing options.
Manufacturing companies, hospitality businesses near downtown Reno, professional service firms, and construction enterprises typically meet SBA loan requirements. Eligible businesses must operate within NV's economic guidelines, demonstrate financial stability, and maintain good credit standings for successful loan applications.