Business Equipment Loans in Rochester, NY
Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit
You Have The Skills, Now Get The Tools
In Rochester, NY, our equipment loans are crafted for businesses ready to expand. Whether you’re renovating a workspace or purchasing machinery, we’ll help you achieve success without the stress of financial strain.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Rochester Equipment Loans
StartCap offers diverse loan options to support your business's success. Whether you're seeking a line of credit or a secured loan, we have flexible and affordable solutions tailored to your specific needs.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Rochester or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Rochester, NY
From Rochester to the surrounding areas, our equipment loans are available to support businesses of all types. Whether you’re expanding or upgrading, we’ve got you covered with flexible financing options. From Brighton to Hamlin and beyond, we've got you covered.
Equipment Loan FAQ's
Rochester, NY thrives with innovative manufacturing and tech sectors, creating a dynamic environment for business growth. Local founders seeking equipment financing face unique challenges in securing appropriate funding for their expanding operations.
Here are a few local suggestions:- Canandaigua National Bank at Main Street & Clinton Avenue
- ESL Federal Credit Union at East Avenue & Chestnut Street
- M&T Bank at South Avenue & Elmwood Avenue
- Bank of America at East Main Street & North Goodman Street
- First Federal Credit Union at Park Avenue & Gregory Street
Equipment loans represent critical financial resources for new business owners in Monroe County. StartCap offers specialized solutions for local start-ups requiring machinery, technology, or specialized equipment investments across NY's competitive business ecosystem.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Rochester, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Rochester, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Rochester, NY businesses seeking equipment financing have diverse options spanning multiple industries. From state-of-the-art restaurant kitchen appliances to advanced agricultural machinery in Monroe County, equipment loans cover essential operational investments for local start-ups and established enterprises.
Construction companies, manufacturing firms, and technology providers can secure funding for specialized equipment like excavators, CNC machines, medical diagnostic tools, and commercial vehicles. Lenders typically evaluate business credit, cash flow, and equipment value when determining loan eligibility across New York's dynamic business landscape.
