Business Equipment Loans in Saint Paul, MN
Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit
You Have The Skills, Now Get The Tools
From delivery vans to design software, our equipment loans in Saint Paul, MN, give businesses the tools they need to succeed. With flexible terms and dedicated support, your business can reach new heights.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Saint Paul Equipment Loans
Whether you're expanding, upgrading equipment, or managing cash flow, StartCap offers multiple loan options. With secured loans, lines of credit, and more, we have the flexibility to match your business's needs.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Saint Paul or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Saint Paul, MN
From Saint Paul to neighboring areas, our equipment loans make it easier for businesses to grow. With fast approval and flexible terms, we help you secure the tools needed for your success. From West Saint Paul to North Saint Paul and beyond, we've got you covered.
Equipment Loan FAQ's
Saint Paul, MN, with its historic Summit Avenue and Mississippi River backdrop, presents unique opportunities for business equipment financing. Local founders seeking machinery or technology investments have several strategic lending options across Ramsey County's business ecosystem.
Equipment loans demand careful consideration for new business owners. Financial institutions understand specific regional economic requirements, offering tailored solutions beyond standard lending approaches.
Here are a few local suggestions:- US Bank at 7th Street & Minnesota Street
- Wells Fargo at Robert Street & 5th Avenue
- Sunrise Credit Union at Marshall Avenue & Snelling Avenue
- Greater Metropolitan Bank at Grand Avenue & Lexington Parkway
- First National Bank of Saint Paul at West 7th Street & Randolph Avenue
- Minnesota Business Bank at Como Avenue & Prior Avenue
Interest rates for equipment loans in Saint Paul, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Saint Paul, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Business owners across Saint Paul, MN frequently seek equipment financing for diverse operational needs. Local founders can secure loans for restaurant kitchen appliances, agricultural machinery, construction vehicles, medical diagnostic tools, manufacturing equipment, and technology infrastructure used by companies near the Mississippi River corridor.
Minnesota-based lenders understand regional business requirements, offering flexible financing solutions for startups and established enterprises. Equipment loans typically cover specialized machinery, vehicles, computer systems, restaurant cooking equipment, and agricultural implements critical for operational success in the Twin Cities metropolitan area.
