Scottsdale Real Estate Funding

Hard Money Loans in Scottsdale, AZ

Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork  

Get Pre-Approved  
No Impact on Credit!
Sara Johnson
Written by:
Sara Johnson
Senior Writer
Edited by:
Matt Labowski
Lead Editor
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Competition Can Be Fierce

Waiting Could Cost You, Everything

If you’re looking to invest in real estate in Scottsdale, AZ, StartCap’s hard money loans are the solution you need. Whether you're acquiring new properties or renovating existing ones, our loans offer the flexibility and funding to make your real estate dreams a reality.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Fast Approval Decisions

Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.

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Asset-Based Lending

Leverage your property as collateral to secure the funding you need, even without perfect credit.

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Flexible Repayment Options

Choose a repayment plan that works best for your project, with terms that fit your needs.

We're The Jack-of-All in Arizona

More Than Scottsdale Hard Money Loans

StartCap offers tailored financial solutions for businesses in Maricopa County, providing unsecured loans and business credit lines to help you achieve your entrepreneurial dreams. Whether you are starting or scaling your business, we make financing simple and accessible.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Scottsdale or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Maricopa County

Find Hard Money Loans Near
Scottsdale, AZ

StartCap offers fast, flexible hard money loans to businesses in Scottsdale and surrounding cities. Whether you need funding for an expansion or equipment purchase, we provide the financial support you need. Check out the cities we serve and how we can help. From Paradise Valley to Peoria and beyond, we're your real estate partner.

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Hard Money FAQ's

  Are there any local hard money lenders in Scottsdale?

Sourcing hard money loans in Scottsdale, AZ requires strategic research across local private lending networks. Real estate investors and property developers in Maricopa County often seek alternative financing options for residential and commercial property acquisitions.

Local private money lenders, investment groups, and specialized funding platforms operate throughout the Arizona market. While specific requirements vary, real estate professionals typically connect with hard money providers through professional networks, real estate investment associations, and targeted online platforms specializing in alternative lending solutions.

Interest rates for hard money loans in Scottsdale typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Scottsdale, Arizona's desert landscape offers diverse real estate investment opportunities for hard money loans. From luxury residential properties near McDowell Mountain Ranch to commercial developments in Old Town, investors find flexible funding solutions across multiple property types in AZ.

Hard money loans support residential fix-and-flip projects, new construction, multi-family apartment complexes, retail spaces, industrial warehouses, and land acquisitions throughout Maricopa County. These alternative financing options empower local investors and real estate entrepreneurs to capitalize on Scottsdale's dynamic property market.

Elevate Yourself

Get Pre-Approved