Spokane Equipment Financing

Business Equipment Loans in Spokane, WA

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

Our equipment loans in Spokane, WA, are the rocket fuel your business needs to succeed. Let’s help you secure the tools and resources to reach your goals and beyond.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in Washington

Not Just Spokane Equipment Loans

Whether you’re just starting or looking to expand, StartCap offers a variety of loans to support your journey. From secured loans to lines of credit, we provide the financial resources you need to succeed.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Spokane or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Spokane County

Find Business Equipment Loans
Near Spokane, WA

Our equipment loans in Spokane are available to businesses in nearby cities as well. Whether you're upgrading machinery or expanding your operations, we’re here to help you succeed. From Country Homes to Coeur d'Alene and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in Spokane that offer equipment loans?

Spokane, WA sits as a dynamic economic hub in the Inland Northwest, where business equipment financing requires strategic planning. Local founders seeking machinery or technology investments find multiple financing channels across the region's diverse economic landscape.

Equipment loans represent critical resources for emerging businesses looking to scale operations. Small to medium enterprises frequently require specialized financing solutions tailored to their specific industry equipment needs and growth trajectories.

Here are a few local suggestions:
  • HomeTown Credit Union at Sprague Avenue & Division Street
  • First Interstate Bank at Monroe Street & Bridgeport Avenue
  • Washington Trust Bank at Main Avenue & Lincoln Street
  • Mountain West Bank at Riverside Avenue & Howard Street
  • Freedom Bank at Northwest Boulevard & Ash Street
  • Columbia Bank at Third Avenue & Lincoln Street
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Spokane, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Spokane, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in Spokane, WA, cover a broad spectrum across multiple industries. From agricultural machinery in Palouse County to construction vehicles along the Spokane River, business owners have numerous options for securing essential equipment through specialized lending programs.

Small local enterprises near Mount Spokane might qualify for loans covering restaurant kitchen equipment, manufacturing machinery, medical diagnostic tools, printing presses, transportation vehicles, and agricultural implements. Washington state lenders often provide flexible terms for new business owners seeking critical operational assets.

Elevate Yourself

Get Pre-Approved