Sterling Small Business Administration

SBA Loans in Sterling, CO

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

StartCap offers SBA loans in Sterling, CO, tailored for start-ups and small businesses. Our competitive rates and efficient process give you the financial boost you need to grow. Launch your business dreams with StartCap today.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Colorado's Small Business Launchpad

We're More Than Sterling SBA Loans

StartCap supports businesses in Logan County with tailored financial solutions designed to meet their specific needs. From expansion to cash flow management, we offer the resources you need to achieve sustainable growth.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Sterling or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Logan County

Find SBA Loans Near Sterling, CO

For those in Sterling and nearby, entrepreneurs can count on flexible financial support to help scale and grow. Our customized solutions are designed to meet your business needs. From Brush to Cheyenne and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Sterling that can help with SBA loans?

Sterling, CO sits amid Logan County's agricultural landscape, offering business founders a strategic location for growth. Local enterprises seek financial support through SBA loan programs designed to empower small business development across northeastern Colorado's economic terrain.

Here are a few local suggestions:
  • FirstBank at Logan Street & Fourth Avenue
  • Bank of Colorado at Main Street & Front Street
  • Cache Bank & Trust at Colorado Avenue & Edison Street
  • Wells Fargo at North Division Avenue & Chestnut Street
  • ENT Credit Union at Colorado Highway 14 & North Riverview Road
  • Sterling Federal Bank at Main Street & Third Avenue

SBA loan options like 7(a), 504, and microloans provide significant opportunities for equipment purchases, working capital, real estate acquisitions, and startup costs. Local financial institutions understand the unique economic dynamics of Logan County and offer tailored financing solutions for emerging businesses.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Sterling, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Sterling, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

In Sterling, CO, small businesses across diverse sectors like agriculture, manufacturing, and service industries may qualify for SBA loans. Local companies in Logan County, including restaurants, retail shops, construction firms, and professional services, can explore financial support through various Small Business Administration programs.

Professional service providers such as plumbers, electricians, HVAC technicians, and landscaping businesses often meet SBA loan requirements. The loan programs accommodate local founders seeking capital for equipment purchases, expansion, working capital, or property investments in Colorado's northeastern agricultural region.

Elevate Yourself

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