Troy Equipment Financing

Business Equipment Loans in Troy, AL

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

From forklifts to fryers, our equipment loans in Troy, AL, are tailored to meet your unique needs. Work with us to take your business from the ground floor to the stratosphere.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in Alabama

Not Just Troy Equipment Loans

Whether you’re upgrading equipment or managing cash flow, StartCap’s loan options, including secured loans and lines of credit, are designed to meet your needs. Let us help you find the right solution for your business.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Troy or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Pike County

Find Business Equipment Loans
Near Troy, AL

Our equipment loans in Troy and nearby cities give businesses access to the financial resources they need. We offer fast approval and flexible terms to help you reach your goals. From Ozark to Eufaula and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in Troy that offer equipment loans?

Troy, AL harbors a diverse economic landscape where equipment financing plays a crucial role for local business founders seeking growth opportunities. The agricultural and manufacturing sectors around Pike County often require specialized machinery investments that demand strategic financial partnerships.

Here are a few local suggestions:
  • Troy Bank & Trust at Main Street & College Street
  • Alabama Credit Union at Highway 231 & University Avenue
  • First Community Bank at Walnut Street & Canal Street
  • Community State Bank at University Avenue & College Street

Local start-ups and expanding businesses might find equipment loans through regional financial institutions offering tailored solutions. While numerous lending options exist, researching specific loan terms and understanding individual business requirements remains paramount for securing appropriate financial support in Alabama's competitive market.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Troy, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Troy, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment loans in Troy, AL provide businesses with flexible financing options for essential machinery and tools across various industries. Owners of restaurants, construction firms, and agricultural enterprises can secure funding for specialized equipment like commercial ovens, excavators, tractors, and precision farming technology.

Local business leaders in Pike County might explore equipment financing for everything from manufacturing machinery to technology infrastructure. Depending on your specific needs, lenders will consider factors like credit history, business performance, and the expected return on investment for the proposed equipment acquisition.

Elevate Yourself

Get Pre-Approved