Start-Up Business Loans in Union, KY
Ignite your idea's rocket boosters with up to $500,000
+ $20,000 in free digital marketing services
Start Your New Business Right
Starting your business is an incredible journey, but funding roadblocks can stop even the best ideas in their tracks. With a start-up business loan in Union, KY, and a reliable team, the possibilities are endless.
No Collateral? No Problem!
No need to pledge your spaceship—our unsecured loans are designed to let you focus on launching, not stressing.
Terms up to 10 Years
From liftoff to cruising altitude, our repayment options stretch up to 10 years, giving your business room to grow.
Funding at Light Speed2
Need funds fast? We’ll deliver in record time—because the universe waits for no entrepreneur.
Union Business Loan Options
Fuel your entrepreneurial journey with StartCap! We offer services tailored to help your business grow and succeed. From funding solutions to expert advice, we’re here to power your next big move.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Union or nationwide.
Here's a truck load of stuff to get kicked off
Find Start-Up Business Loans
Near Union, KY
Entrepreneurs in Union and Boone County, StartCap is your partner for funding and success. Explore nearby cities we support and let’s make your vision a reality! From Florence to Taylor Mill and beyond, we've got you covered.
Start-Up Loan FAQ's
Entrepreneurs in Union, Kentucky, situated near the rolling bluegrass landscapes, understand the complexities of securing start-up business loans. Traditional local lenders often present significant barriers for new business owners, requiring extensive documentation, strong credit histories, and substantial collateral that many emerging entrepreneurs struggle to provide.
Here are a few local suggestions:- Citizens Bank of Northern Kentucky at US 42 & KY-536
- First Financial Bank at Ky Highway 1965 & US 42
- BB&T Bank at Mt Zion Road & US 42
- PNC Bank at US 42 & Independence Station Road
- Fifth Third Bank at US 42 & Bullittsville Road
StartCap recognizes the financial landscape's complexity for local entrepreneurs. While traditional financing paths remain challenging, alternative funding sources like SBA microloans, community development financial institutions, and specialized small business programs can offer more accessible pathways for funding innovative business concepts in Boone County.
By the way, GO Boone County Rebels!
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & minimum requirements.Interest rates for start-up business loans in Union, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Union, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster. Alternatively, many business & personal credit cards have introductory rates starting at 0% for up to 2 years.
No, not always—it depends on the type of loan you're applying for. Some funding options require business registration, while others focus on personal credit, income, or assets instead. If your business isn’t registered yet, don’t worry! We can either guide you through the registration process or explore funding alternatives that don’t require it.
Yes, Union, KY offers several start-up grants for local entrepreneurs. Boone County Economic Development and the Kentucky Small Business Development Center provide targeted funding opportunities for new businesses in the region. Local resources include micro-grants ranging from $500 to $5,000 specifically designed to support emerging small business ventures.
Potential applicants should explore the Union Community Foundation's small business initiative and contact the Boone County Chamber of Commerce for additional grant information. Kentucky state programs like the Innovation Investment Fund and Small Business Credit Initiative offer supplemental funding options for qualifying start-ups in Union and surrounding Boone County areas.
