Virginia Beach Equipment Financing

Business Equipment Loans in Virginia Beach, VA

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
Excavator Image
Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

Our equipment loans in Virginia Beach, VA, are perfect for scaling your business while staying within budget. Whether it’s buying machinery or upgrading tools, we’ll help your business soar to new galaxies.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Money Bag Icon

Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

Timer Icon

Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

Clock Icon

Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in Virginia

Not Just Virginia Beach Equipment Loans

StartCap’s range of loan options includes everything from lines of credit to secured loans, each designed to provide the flexibility your business needs to thrive. Let us help you find the right loan for your goals.

Kitchen Equipment Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Callout Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Virginia Beach or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Virginia Beach (city) County

Find Business Equipment Loans
Near Virginia Beach, VA

Our equipment loan services extend beyond Virginia Beach to surrounding cities. We offer flexible terms and fast approval to ensure your business has the tools needed for success. From Chesapeake to Elizabeth City and beyond, we've got you covered.

Map Image

Equipment Loan FAQ's

  Are there any local lenders in Virginia Beach that offer equipment loans?

Virginia Beach, with its bustling coastal economy and tech-driven industries, presents unique financing opportunities for local business owners seeking equipment acquisition. The region's economic landscape offers multiple strategies for founders looking to secure necessary machinery and technology investments.

Equipment financing remains critical for businesses expanding operations in VA. Local financial institutions understand the specific needs of regional companies, providing tailored lending solutions that match business growth objectives.

Here are a few local suggestions:
  • TowneBank at Lynnhaven Parkway & Shore Drive
  • Atlantic Union Bank at Virginia Beach Blvd & Independence
  • Navy Federal Credit Union at Military Highway & Cleveland Street
  • SunTrust Bank at Princess Anne Road & Nimmo Parkway
  • Bank of Hampton Roads at Great Neck Road & London Bridge Road
  • Wells Fargo at Laskin Road & Cypress Avenue
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Virginia Beach, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Virginia Beach, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment loans in VA Beach empower local business owners to acquire essential machinery across diverse industries. From restaurant kitchen appliances to construction excavators and agricultural tractors, financing options cover specialized equipment needed for operational growth along the Chesapeake Bay region.

Small enterprises in Virginia Beach seeking financial solutions can explore loans targeting specific sector needs. Manufacturing tools, medical devices, technology infrastructure, and transportation vehicles represent common equipment categories eligible for strategic business financing through local and regional lending institutions.

Elevate Yourself

Get Pre-Approved