SBA Loans in Washington, IN
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap makes SBA loans in Washington, IN simple and effective for small businesses. We offer competitive terms and personalized assistance to help you thrive. Let us help you take the next step in your business journey.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Washington SBA Loans
StartCap is proud to offer businesses in Daviess County a variety of financial solutions. Our tailored funding options are designed to meet your unique business needs, helping you overcome obstacles and achieve lasting success.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Washington or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Washington, IN
In Washington and its neighboring cities, entrepreneurs have the opportunity to access a wide range of financial resources that can make all the difference in reaching their business goals. From Vincennes to Bloomington and beyond, we're your credit line specialists.
SBA Loan FAQ's
Washington, IN sits amid rolling farmlands of Pike County, with small business growth driving local economic momentum. Founders seeking Small Business Administration (SBA) loan resources discover multiple financing strategies for expanding commercial enterprises through specialized lending programs.
Here are a few local suggestions:- First Farmers Bank & Trust at Main Street & Washington Avenue
- German American Bank at Franklin Street & Second Street
- First National Bank at College Avenue & Washington Street
- Old National Bank at Market Street & Water Street
- Gibson Area Credit Union at Washington Street & College Avenue
- United Federal Credit Union at Main Street & Jefferson Street
SBA loans offer critical funding for new business owners, covering equipment purchases, working capital, real estate acquisitions, and expansion initiatives. Local lending institutions understand regional economic dynamics and provide tailored financial solutions matching Washington's entrepreneurial ecosystem.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Washington, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Washington, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business proprietors in Washington, Daviess County, IN can access SBA loans through local lenders for various enterprises. Qualifying businesses include retail shops, service providers like HVAC contractors, restaurants, manufacturing facilities, and professional services operating within the local economic framework.
Eligibility typically requires businesses to operate in Washington, meet size standards, demonstrate financial need, and have been denied traditional bank financing. Agricultural operations, medical practices, and home-based businesses may also qualify under specific SBA loan program guidelines for IN-based commercial ventures.
