Washington Small Business Administration

SBA Loans in Washington, MO

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

StartCap’s SBA loans in Washington, MO empower entrepreneurs with flexible terms and reliable support. Our competitive rates make funding your business goals easier than ever. Start your journey to success with us today.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Missouri's Small Business Launchpad

We're More Than Washington SBA Loans

Businesses in Franklin County can trust StartCap for flexible financial solutions tailored to their needs. We offer a range of resources designed to help you grow, innovate, and succeed in a rapidly changing marketplace.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Washington or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Franklin County

Find SBA Loans Near Washington, MO

In Washington and surrounding areas, entrepreneurs are empowered to grow and succeed with customized financial solutions. Our flexible resources are designed to support your goals and drive success. From Union to Ellisville and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Washington that can help with SBA loans?

Washington, MO sits along the Missouri River with a dynamic small business ecosystem attracting innovative founders seeking financial support. Local business owners searching for Small Business Administration (SBA) loan resources will find multiple avenues for securing critical funding for expansion, equipment purchases, or operational needs.

Here are a few local suggestions:
  • First Bank of Washington at Second Street & Lafayette
  • United Missouri Bank at East Main Street & Elm
  • Franklin County Bank at Highway 47 & Walnut Street
  • Community Bank of Washington at Market Street & Cedar
  • Washington State Bank at Front Street & Hickory

SBA loans offer incredible opportunities for local start-ups, covering working capital, real estate acquisitions, and equipment financing. Founders should compare terms, interest rates, and qualification requirements across different institutions to identify the most suitable lending partner for their specific business objectives.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Washington, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Washington, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Washington, MO small business proprietors across Franklin County discover multiple SBA loan opportunities for various commercial enterprises. Local manufacturing, professional services, retail establishments, and agricultural support businesses frequently qualify for federal funding assistance through Small Business Administration programs.

Service-oriented companies like construction contractors, plumbing services, HVAC technicians, and local restaurant owners in MO can access financial resources. Startup founders and established businesses meeting credit requirements and demonstrating stable revenue potential stand excellent chances of securing governmental loan support.

Elevate Yourself

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