Wichita Equipment Financing

Business Equipment Loans in Wichita, KS

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

Our equipment loans in Wichita, KS, are here to make your business dreams a reality. From upgrading machinery to adding new tools, we’ll help you stay competitive and successful.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in Kansas

Not Just Wichita Equipment Loans

Whether you need working capital or equipment financing, StartCap has loan options to suit your business. From secured loans to lines of credit, we’re here to support your growth.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Wichita or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Sedgwick County

Find Business Equipment Loans
Near Wichita, KS

In addition to Wichita we offer equipment loans to businesses in nearby cities. Whether you’re just starting out or expanding, we have financing options to help you succeed. From Park City to El Dorado and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in Wichita that offer equipment loans?

Wichita, KS, with its aviation roots and agricultural heritage, presents a dynamic environment for business growth. Local founders seeking equipment financing have multiple avenues to explore when securing funding for their operational needs.

Here are a few local suggestions:
  • Intrust Bank at Douglas & Broadway
  • Sunflower Bank at Central & Rock Road
  • Emprise Bank at Maple & Ridge Road
  • Spirit Bank at 21st Street & Maize Road
  • Wichita Family Credit Union at Pawnee & Webb Road

For new business owners in Kansas, equipment loans represent critical financial tools to acquire necessary machinery and technology. StartCap offers comprehensive solutions that complement local lending options, providing flexible terms tailored to specific business requirements in the Wichita metropolitan area.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Wichita, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Wichita, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment loans in KS cover a wide range of machinery and tools critical for local businesses across Wichita and Sedgwick County. From construction bulldozers and agricultural tractors to restaurant kitchen appliances and advanced manufacturing machinery, financing options help regional businesses acquire necessary equipment without massive upfront investments.

Business owners in Kansas can secure loans for specialized vehicles, computer systems, medical diagnostic equipment, and heavy industrial machinery. Local lenders understand the diverse needs of Wichita's economic landscape, offering tailored financing solutions that support growth for new businesses, agricultural operations, and service-based enterprises throughout southeastern Kansas.

Elevate Yourself

Get Pre-Approved