Business Equipment Loans in Wilmington, DE
Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit
You Have The Skills, Now Get The Tools
Our equipment loans in Wilmington, DE, are designed to help you tackle any challenge your business faces. From delivery trucks to design software, we’ll give you the resources to succeed and shoot for the stars.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Wilmington Equipment Loans
StartCap provides businesses with a variety of loan options, including secured loans and lines of credit, to meet your specific needs. With our flexible terms, we ensure your business has the right financial backing.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Wilmington or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Wilmington, DE
For businesses in Wilmington and beyond, we offer equipment loans that make it easy to grow and succeed. With flexible terms and fast approval, we're here to help you achieve your goals. From Elsmere to Brookside and beyond, we've got you covered.
Equipment Loan FAQ's
Wilmington, DE stands as a beacon for business innovation along the Delaware River, offering entrepreneurs diverse financing options for essential equipment acquisitions. Local business owners seeking equipment loans have multiple strategic resources within New Castle County's dynamic commercial ecosystem.
Here are a few local suggestions:- Delaware Federal Credit Union at Market Street & 8th Street
- WSFS Bank at Concord Pike & Naamans Road
- M&T Bank at Greenville Avenue & Concord Pike
- PNC Bank at Brandywine Town Center
- Bank of America at Wilmington Riverfront
- First State Community Bank at Capitol Trail & Kirkwood Highway
Business founders exploring equipment financing should carefully evaluate lender requirements, interest rates, and repayment terms. StartCap provides comprehensive equipment loan solutions that complement local banking alternatives, offering flexible funding strategies tailored to emerging Delaware businesses.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Wilmington, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Wilmington, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in Delaware offers local business owners diverse opportunities to acquire essential machinery across multiple sectors. Restaurant owners, agricultural producers, and construction companies in New Castle County can secure loans for specialized equipment ranging from commercial ovens to farming tractors and heavy construction machinery.
Small business founders in Wilmington and surrounding areas often leverage equipment loans to purchase precision tools, manufacturing machinery, technology infrastructure, medical diagnostic equipment, and transportation vehicles. Local lenders understand the specific needs of Delaware businesses seeking strategic financial solutions for capital investments.
