Start-Up Business Loans in Commerce, CA
Ignite your idea's rocket boosters with up to $500,000
+ $20,000 in free digital marketing services
Start Your New Business Right
The excitement of starting a business is unmatched, but financial challenges can feel overwhelming. With a start-up business loan in Commerce, CA, and the right support team, there are no limits to your success.
No Collateral? No Problem!
No need to pledge your spaceship—our unsecured loans are designed to let you focus on launching, not stressing.
Terms up to 10 Years
From liftoff to cruising altitude, our repayment options stretch up to 10 years, giving your business room to grow.
Funding at Light Speed2
Need funds fast? We’ll deliver in record time—because the universe waits for no entrepreneur.
Commerce Business Loan Options
Your business deserves the best start. StartCap provides funding and expert solutions to help you succeed. Let’s launch together!
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Commerce or nationwide.
Here's a truck load of stuff to get kicked off
Find Start-Up Business Loans
Near Commerce, CA
For businesses in Commerce and surrounding Los Angeles County, StartCap offers tailored solutions to help you thrive. Explore the nearby cities we serve and take your next step! From Maywood to Walnut Park and beyond, we've got you covered.
Start-Up Loan FAQ's
Commerce, CA, situated near the bustling Los Angeles County corridor, presents entrepreneurs with complex startup business financing opportunities. Small business owners quickly discover traditional lenders often view new ventures as high-risk investments requiring extensive documentation, solid credit histories, and substantial collateral.
Startup financing feels like attempting to solve a Rubik's Cube blindfolded – tricky but not impossible. Local financial institutions typically demand personal guarantees, detailed business plans, projected revenue streams, and minimum credit scores around 680 to consider startup loan applications.
Here are a few local suggestions:- Bank of the West at Gage Avenue & Eastern Avenue
- California Commerce Bank at Atlantic Boulevard & Whittier Boulevard
- Pacific Western Bank near Washington Boulevard
- First Financial Credit Union at Paramount Boulevard
- Wells Fargo at Florence Avenue
- Chase Bank at Slauson Avenue
StartCap understands the local entrepreneurial ecosystem and offers alternative financing strategies when traditional routes seem blocked. We recognize each business journey differs and provide personalized guidance matching Commerce's dynamic economic environment.
Oh, and also GO Commerce High School Lancers!
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & minimum requirements.Interest rates for start-up business loans in Commerce, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Commerce, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster. Alternatively, many business & personal credit cards have introductory rates starting at 0% for up to 2 years.
No, not always—it depends on the type of loan you're applying for. Some funding options require business registration, while others focus on personal credit, income, or assets instead. If your business isn’t registered yet, don’t worry! We can either guide you through the registration process or explore funding alternatives that don’t require it.
Yes, Commerce, CA offers select startup grant opportunities for local entrepreneurs. The city provides targeted support through the Commerce Economic Development Department, which connects small businesses with potential funding sources. Local resources include small business micro-grants and targeted economic development assistance programs.
Entrepreneurs can explore grants from the Los Angeles County Development Authority, which periodically offers startup funding for businesses operating in Commerce, California. Additional opportunities exist through regional small business associations and nonprofit economic development organizations that provide financial support for emerging commercial ventures.
