SBA Loans in Commerce, CA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
Secure your business’s future with SBA loans in Commerce, CA through StartCap. Our flexible terms and efficient process ensure your funding journey is smooth. Take the next step toward success with confidence.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Commerce SBA Loans
StartCap offers a range of financial solutions to businesses in Los Angeles County, helping them achieve their goals with flexible, customized options. Whether you’re expanding or optimizing, we provide the resources to support your success.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Commerce or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Commerce, CA
In Commerce and surrounding areas, entrepreneurs can find the financial resources that will help them succeed. Tailored solutions are available to meet your specific needs and drive growth. From Maywood to Walnut Park and beyond, we're your credit line specialists.
SBA Loan FAQ's
Commerce, CA sits amid an industrial corridor buzzing with manufacturing and distribution enterprises, creating a dynamic business ecosystem for local founders seeking financial support. Small business owners exploring SBA loan opportunities find multiple avenues to secure critical funding for growth and operational expansion.
Here are a few local suggestions:- East Los Angeles Community Credit Union at Whittier Blvd & Atlantic Ave
- Wells Fargo Bank at Washington Blvd & Atlantic Ave
- Bank of the West at Florence Ave & Atlantic Ave
- Chase Bank at Gage Ave & Atlantic Ave
- California Bank & Trust at Slauson Ave & Atlantic Ave
- Universal Bank at Paramount Blvd & Atlantic Ave
SBA loans in this region typically cover working capital, equipment purchases, real estate acquisitions, and business refinancing. Local start-ups can access 7(a) loans, 504 development loans, and microloans tailored to specific business needs in the greater Los Angeles County commercial landscape.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Commerce, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Commerce, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Commerce, CA hosts diverse businesses eligible for SBA loans, including manufacturing facilities, wholesale distributors, and professional service providers operating near the Citrus Industrial Park. Local start-ups in logistics, transportation, and light industrial sectors frequently qualify for financial support through Small Business Administration programs.
Service-based enterprises like electrical contractors, HVAC specialists, and commercial cleaning companies in Los Angeles County can access SBA funding. Restaurants, retail shops, and technology consultancies within Commerce's dynamic business ecosystem also meet standard loan requirements for small enterprise development.
