SBA Loans in Fresno, CA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
Get Pre-Approved
Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Fresno, CA offer small businesses a reliable way to secure funding. StartCap’s competitive options and expert guidance ensure you get the support you need. Propel your business forward with confidence.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Fresno SBA Loans
Businesses in Fresno County can count on StartCap for flexible financial solutions. We offer a range of options designed to meet your unique needs and help you grow, scale, and succeed in today’s business environment.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Fresno or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Fresno, CA
In Fresno and nearby areas, entrepreneurs can access the financial resources they need to succeed. Our flexible solutions help facilitate growth and meet your unique business objectives. From Old Fig Garden to Madera and beyond, we're your credit line specialists.
SBA Loan FAQ's
Fresno, CA pulses with agricultural innovation and small business energy, creating a dynamic environment for founders seeking financial support. The city's economic landscape offers multiple avenues for securing Small Business Administration (SBA) loans across various industries like agriculture, technology, and service sectors.
Here are a few local suggestions:- Bank of the Sierra at Blackstone & Shaw Avenue
- Central Valley Community Bank at Palm & Nees Avenue
- Fresno First Bank at Friant Road & Fort Washington Way
- First Foundation Bank at Herndon & Champlain Drive
- Rabobank at Cedar & Shepherd Avenues
- Advantage Bank at Willow & Nees Avenues
Local start-ups can explore different SBA loan types including 7(a) general business loans, 504 commercial real estate loans, and microloans for equipment purchases or working capital. StartCap represents another potential resource for founders seeking comprehensive lending solutions tailored to California's unique business ecosystem.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Fresno, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Fresno, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Fresno, CA can access SBA loans through various qualifying categories. Retail shops, restaurants, professional services, and agricultural-related enterprises near the San Joaquin Valley often meet federal lending requirements for startup and expansion funding.
Local contractors including plumbing, HVAC, electrical, and construction firms typically qualify for SBA loan programs. Manufacturing businesses, technology start-ups in downtown Fresno, and service-based companies with strong business plans can also secure financial support through Small Business Administration lending criteria.
