SBA Loans in Bakersfield, CA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap delivers reliable SBA loans in Bakersfield, CA, tailored to small business needs. Our competitive terms and expert support simplify the funding process. Propel your business to new heights with us.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Bakersfield SBA Loans
For businesses in Kern County, StartCap provides the financial resources you need to succeed. Our solutions are tailored to meet your specific business needs, helping you navigate challenges and seize new opportunities.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Bakersfield or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Bakersfield, CA
For those in Bakersfield and nearby cities, finding the right financial tools to grow is now easier than ever. Entrepreneurs can take advantage of personalized solutions designed for success. From Oildale to Taft and beyond, we're your credit line specialists.
SBA Loan FAQ's
Bakersfield's economic landscape buzzes with opportunity for local business owners seeking SBA loan support. The Kern County region offers multiple financing resources for founders looking to transform innovative concepts into operational enterprises, particularly through Small Business Administration lending programs.
Here are a few local suggestions:- Bank of the Sierra at Chester Avenue & 18th Street
- Mechanics Bank at Truxtun Avenue & Real Road
- Central Valley Community Bank at Ming Avenue & Calloway Drive
- First Republic Bank near California Avenue & Mohawk Street
- Mission Bank at Stockdale Highway & California Avenue
- Epic Commercial Bank at Coffee Road & Stockdale Highway
SBA loan options range from equipment financing to working capital and commercial real estate investments. Local start-ups in CA frequently leverage these programs to fund growth, with specialized support tailored to regional business development strategies that address specific economic requirements.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Bakersfield, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Bakersfield, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Bakersfield's dynamic business environment, several industries qualify for Small Business Administration loans. Local service providers like HVAC technicians, plumbing contractors, and electrical businesses across Kern County frequently access SBA financing for equipment upgrades and operational expansion.
Retail establishments, agricultural technology firms, and manufacturing companies in California's central valley also benefit from SBA loan programs. Newer local start-ups in technology, food production, and professional services can leverage these financial resources to fuel growth and economic development in the region.
