SBA Loans in Shafter, CA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Shafter, CA from StartCap give you the financial flexibility to grow your business. Our tailored solutions and expert assistance make funding stress-free. Build your dreams with a reliable partner today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Shafter SBA Loans
StartCap’s financing solutions are designed to help businesses in Kern County grow and succeed. We offer personalized funding options that allow you to scale, innovate, and manage cash flow, all with the support you need.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Shafter or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Shafter, CA
For entrepreneurs in Shafter and beyond, the path to success is made easier with flexible financing solutions. Tailored resources are available to meet your specific needs and drive growth. From Wasco to Taft and beyond, we're your credit line specialists.
SBA Loan FAQ's
Shafter, CA, with its agricultural roots and small business community, offers a dynamic environment for local founders seeking financial support. Securing an SBA loan in this Kern County region requires understanding the local lending ecosystem and identifying institutions with specialized small business financing programs.
Small business owners in Shafter have multiple options for SBA loan funding through community-focused financial institutions. StartCap Funding provides comprehensive loan solutions, while local banks offer tailored approaches for regional business development needs.
Here are a few local suggestions:- Community Bank of Central California at Shafter Avenue & Central Street
- Kern Schools Federal Credit Union at Lerdo Highway & South Central Avenue
- Valley Strong Credit Union at Golden State Highway & Shafter Avenue
- Bank of the Sierra at Central Valley Highway & San Luis Street
- Visalia Credit Union at McCombs Street & Shafter Avenue
- First United Bank at Lerdo Highway & Central Street
Interest rates for SBA loans in Shafter, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Shafter, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Kern County's agricultural heartland of Shafter, CA, access SBA loans through various qualifying criteria. Agricultural support services, local retail establishments, service-based companies like plumbing contractors, and manufacturing operations near Highway 43 often meet loan requirements.
Qualifying businesses typically include restaurants, professional services, construction firms, and agricultural equipment suppliers. Family-owned enterprises and startups with strong business plans in Shafter's economic zone frequently receive favorable SBA loan considerations from local financial institutions.
