SBA Loans in Long Beach, CA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap delivers reliable SBA loans in Long Beach, CA, tailored to small business needs. Our competitive terms and expert support simplify the funding process. Propel your business to new heights with us.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Long Beach SBA Loans
StartCap’s financing solutions are designed to help businesses in Los Angeles County grow and succeed. We offer personalized funding options that allow you to scale, innovate, and manage cash flow, all with the support you need.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Long Beach or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Long Beach, CA
For those in Long Beach and nearby areas, flexible financing options are available to help you grow. Entrepreneurs can find the right support to move forward and overcome any challenges. From Signal Hill to Bellflower and beyond, we're your credit line specialists.
SBA Loan FAQ's
Long Beach, CA harbors a dynamic business ecosystem where local founders seek strategic financial support through Small Business Administration (SBA) loans. The coastal California city's entrepreneurial landscape offers multiple avenues for business financing across various industries, from tech startups to traditional service-based enterprises.
Here are a few local suggestions:- Wells Fargo at Pine Avenue & 1st Street
- Chase Bank at Broadway & Ocean Boulevard
- Bank of America at 2nd Street & Pacific Coast Highway
- Pacific Premier Bank at 3rd Street & Alamitos Avenue
- Community Bank of the Bay at East Broadway & Redondo Avenue
- Local Credit Union at Belmont Shore
SBA loan programs like 7(a), 504, and microloans provide crucial funding for equipment purchases, working capital, real estate acquisitions, and business expansion. StartCap represents another potential resource for new business owners seeking comprehensive lending solutions tailored to Southern California's competitive market.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Long Beach, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Long Beach, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Long Beach, CA, SBA loans support diverse local businesses across various sectors. Qualifying enterprises include restaurants, retail shops, professional services, and small manufacturing operations around Los Angeles County, targeting established companies with solid financial histories.
Service-based businesses like plumbing contractors, HVAC technicians, electricians, and landscaping companies can secure funding through SBA programs. Local start-ups in healthcare, technology, and coastal tourism industries near the Long Beach Port also frequently access these critical financial resources.
