Great Rates, Less Requirements & Smaller Down Payments
StartCap simplifies SBA loans in Lakewood, CA for small business owners. We offer flexible options and expert support to help your business grow. Trust us to provide the funding you need to succeed.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Lakewood SBA Loans
StartCap offers businesses in Los Angeles County tailored financial solutions to support their growth and success. Whether you need resources to scale, manage cash flow, or explore new opportunities, we are here to help you thrive.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Lakewood or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Lakewood, CA
Entrepreneurs in Lakewood and surrounding areas have access to the financial solutions that can turn their goals into reality. We offer tailored support to help achieve long-term success. From Bellflower to Rossmoor and beyond, we're your credit line specialists.
SBA Loan FAQ's
Lakewood, CA stands as a hub for small business growth, with its strategic location near Los Angeles offering unique financing opportunities for local founders seeking SBA loan support. The city's diverse commercial landscape provides multiple avenues for new business owners exploring federal-backed lending solutions.
Here are a few local suggestions:- Wells Fargo Bank at Candlewood Street & Paramount Boulevard
- Navy Federal Credit Union at Carson Street & Lakewood Boulevard
- Pacific Western Bank at Florence Avenue & Woodruff Avenue
- First Foundation Bank at Bellflower Boulevard & South Street
- Bank of the West at Del Amo Boulevard & Candlewood Street
SBA loan programs like 7(a), 504, and microloans offer local start-ups flexible funding for equipment purchases, real estate acquisition, working capital, and business expansion. Founders in Lakewood can leverage these financial tools to transform entrepreneurial visions into sustainable commercial enterprises.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Lakewood, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Lakewood, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Lakewood, CA businesses spanning retail, professional services, and local startups qualify for SBA loans through various programs. Small enterprises in sectors like construction, home services, technology, and hospitality can access funding options at regional lending institutions.
Manufacturing companies, restaurant operations, and service-oriented businesses near Los Cerritos Center often meet SBA loan requirements. Local founders operating within Los Angeles County can explore 7(a), 504, and microloan programs tailored to specific business development needs.