Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Taft, CA from StartCap offer flexible options for small businesses. Our easy application process and competitive rates help you secure the funding you need. Build your business with confidence today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Taft SBA Loans
Businesses in Kern County can rely on StartCap for the financial support they need to succeed. Our customized solutions are designed to provide the resources necessary to help you scale and grow your operations effectively.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Taft or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Taft, CA
In Taft and surrounding areas, financial tools are within reach to empower entrepreneurs to expand and achieve their goals. Our solutions provide the resources needed to succeed. From Rosedale to Delano and beyond, we're your credit line specialists.
SBA Loan FAQ's
Taft, CA, situated in Kern County, thrives with oil industry roots and small business innovation. Local business owners seeking financial support for their ventures often explore Small Business Administration (SBA) loan opportunities to fuel growth and expansion in this dynamic community.
Here are a few local suggestions:- Bank of the Sierra at Central Street & Kern Street
- Mechanics Bank at Main Street & 7th Street
- First Source Federal Credit Union at 8th Street & Pine Avenue
- Kern Schools Federal Credit Union at Ventura Street & Edison Highway
SBA loans in Taft range from working capital financing to equipment purchases and real estate investments. Local founders can access various programs like 7(a) loans, microloans, and CDC/504 loans tailored to support diverse business needs in this resilient West California economic landscape.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Taft, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Taft, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Kern County's Taft region, local businesses seeking SBA loans encompass diverse sectors including agricultural service providers, small manufacturing enterprises, retail establishments, and professional service companies like plumbing contractors and HVAC specialists operating within the city's economic ecosystem.
Qualifying businesses typically require good credit standings, established operational histories in California, and demonstrated revenue potential. Restaurants, construction firms, and local start-ups serving the petroleum-rich area often successfully secure Small Business Administration financing through careful documentation and strategic financial planning.