SBA Loans in Clovis, CA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
At StartCap, SBA loans in Clovis, CA are tailored to support small business growth. With competitive rates and expert guidance, we make funding your dreams simple. Launch your business journey today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Clovis SBA Loans
At StartCap, we provide businesses in Fresno County with the tools and resources they need to grow and succeed. Our flexible financial solutions are designed to meet your needs, whatever challenges you may face.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Clovis or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Clovis, CA
Entrepreneurs in Clovis and surrounding areas have access to the financial solutions that can turn their goals into reality. We offer tailored support to help achieve long-term success. From Old Fig Garden to Kingsburg and beyond, we're your credit line specialists.
SBA Loan FAQ's
Clovis, CA sits at the crossroads of agricultural innovation and small business growth, offering local founders multiple avenues for financial support through Small Business Administration (SBA) loan programs. The city's economic infrastructure provides strategic resources for new business owners seeking capital investments and expansion opportunities.
Here are a few local suggestions:- OneWest Bank at Clovis Ave & Herndon Ave
- River City Bank at Shaw Ave & Clovis Ave
- Central Valley Community Bank at Willow Ave & Herndon Ave
- First Foundation Bank at Ashlan Ave & Clovis Ave
- Citizens Business Bank at Herndon Ave & Temperance Ave
- Fresno Regional Foundation Credit Union at Fresno Street & Shields Ave
Local SBA loan programs typically cover working capital, equipment purchases, real estate acquisitions, and refinancing existing business debt. Founders in the greater Fresno County region can explore multiple funding structures, including 7(a) loans, 504 commercial real estate loans, and microloans tailored to specific business requirements.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Clovis, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Clovis, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in Clovis, CA can access SBA loans through various qualifying industries. Retail shops, professional services, construction contractors, agricultural suppliers, and technology startups in Fresno County frequently meet lending requirements for Small Business Administration financing programs.
Local service-based businesses like plumbing companies, HVAC technicians, electrical contractors, and landscaping services often qualify for SBA loans. Manufacturing firms, restaurant establishments, and professional consulting businesses in the greater Clovis economic region may also secure funding through these specialized lending channels.
