Start-Up Business Loans in Manhattan Beach, CA
Ignite your idea's rocket boosters with up to $500,000
+ $20,000 in free digital marketing services
Start Your New Business Right
Few things compare to the joy of launching a business, but running out of funds can be devastating. A start-up business loan in Manhattan Beach, CA, and a great support system can keep your dreams alive.
No Collateral? No Problem!
No need to pledge your spaceship—our unsecured loans are designed to let you focus on launching, not stressing.
Terms up to 10 Years
From liftoff to cruising altitude, our repayment options stretch up to 10 years, giving your business room to grow.
Funding at Light Speed2
Need funds fast? We’ll deliver in record time—because the universe waits for no entrepreneur.
Manhattan Beach Business Loan Options
StartCap is your trusted partner for business success. From funding to expert guidance, we’re here to help you achieve your goals. Let’s build your future!
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Manhattan Beach or nationwide.
Here's a truck load of stuff to get kicked off
Find Start-Up Business Loans
Near Manhattan Beach, CA
From Manhattan Beach to the rest of Los Angeles County, StartCap is here to help entrepreneurs succeed. Check the nearby cities we serve and launch your journey with us! From Hermosa Beach to Inglewood and beyond, we've got you covered.
Start-Up Loan FAQ's
Manhattan Beach, with its sun-kissed shores and surfing culture, creates a unique backdrop for entrepreneurs seeking startup business financing. Local lenders often require extensive documentation, credit scores above 680, and substantial collateral, making traditional loan acquisition challenging for new business owners in California.
Here are a few local suggestions:- Beach Cities Credit Union at Manhattan Beach Blvd & Sepulveda
- First Republic Bank at Highland Ave & Manhattan Beach Blvd
- Wells Fargo Bank at Rosecrans Ave & Sepulveda Blvd
- South Bay Bank at Aviation Blvd & Marine Ave
Startup funding isn't rocket science, but it might feel like trying to catch a wave with concrete shoes. StartCap removes the typical bureaucratic hurdles, offering straightforward financing options without demanding mountains of paperwork or perfect credit histories. Our approach simplifies the process, turning startup dreams into tangible business realities across the Los Angeles County ecosystem.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & minimum requirements.Interest rates for start-up business loans in Manhattan Beach, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Manhattan Beach, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster. Alternatively, many business & personal credit cards have introductory rates starting at 0% for up to 2 years.
No, not always—it depends on the type of loan you're applying for. Some funding options require business registration, while others focus on personal credit, income, or assets instead. If your business isn’t registered yet, don’t worry! We can either guide you through the registration process or explore funding alternatives that don’t require it.
Yes, Manhattan Beach offers several local start-up grant opportunities for entrepreneurs. Small business owners can explore funding through the Manhattan Beach Chamber of Commerce, which provides networking connections and potential micro-grant programs for local enterprises seeking initial capital investment.
Additional resources include the South Bay Economic Development Partnership, offering targeted assistance for CA-based startups. Local business incubators like Beach Cities Innovation Center recommend exploring state-level small business grants, matching funds, and competitive microloan programs specifically designed for emerging Manhattan Beach commercial ventures.
