SBA Loans in Manhattan Beach, CA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
Get Pre-Approved
Great Rates, Less Requirements & Smaller Down Payments
At StartCap, we make SBA loans in Manhattan Beach, CA accessible for small businesses. Our simple process and tailored support ensure you have the resources to succeed. Build your business with a trusted partner today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Manhattan Beach SBA Loans
Businesses in Los Angeles County can rely on StartCap for the financial support they need to succeed. Our customized solutions are designed to provide the resources necessary to help you scale and grow your operations effectively.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Manhattan Beach or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Manhattan Beach, CA
In Manhattan Beach and neighboring areas, entrepreneurs are empowered with the financial resources they need to grow and succeed. Custom solutions are available to help meet your unique business goals. From Hermosa Beach to Inglewood and beyond, we're your credit line specialists.
SBA Loan FAQ's
Manhattan Beach, CA harbors a dynamic business ecosystem where local entrepreneurs seek strategic financial support through Small Business Administration (SBA) loans. The coastal community's innovative spirit drives founders to explore funding options that align with their growth ambitions and economic development strategies.
Here are a few local suggestions:- Wells Fargo Bank at Manhattan Beach Blvd & North Sepulveda Blvd
- Bank of America at Sepulveda Blvd & Manhattan Beach Blvd
- Pacific Premier Bank at Rosecrans Ave & Sepulveda Blvd
- First Republic Bank at Manhattan Beach Pier area
- South Bay Credit Union at Aviation Blvd & Artesia Blvd
SBA loan programs like 7(a), 504, and microloans offer local start-ups flexible financing for equipment purchases, working capital, real estate acquisitions, and business expansion. Regional lenders understand the nuanced financial requirements of Manhattan Beach's diverse business landscape.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Manhattan Beach, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Manhattan Beach, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Manhattan Beach, CA spanning retail, service, and hospitality sectors often qualify for SBA loans. Retail shops along Manhattan Beach Boulevard, local restaurants, professional services, and boutique establishments frequently meet lending criteria for Small Business Administration financial support.
Local start-ups in construction, plumbing, electrical contracting, and coastal hospitality industries typically find SBA loan opportunities attractive. Professional service firms, technology companies, and specialized businesses near The Strand can leverage these lending programs to fuel growth and expansion in the competitive South Bay business environment.
