SBA Loans in Gardena, CA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap’s SBA loans in Gardena, CA are tailored for small business success. With flexible terms and competitive rates, we provide the tools you need to grow. Build your business with trusted financial solutions.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Gardena SBA Loans
StartCap is proud to help businesses in Los Angeles County succeed by offering flexible financing solutions designed to meet your unique needs. Our team is committed to providing the capital and support your business deserves.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Gardena or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Gardena, CA
In Gardena and surrounding cities, entrepreneurs can access flexible financial solutions that help support growth. Our tailored resources are available to meet your unique needs and goals. From Lawndale to Inglewood and beyond, we're your credit line specialists.
SBA Loan FAQ's
Gardena, a dynamic city in California, offers a fertile ground for business growth with its strategic location near Los Angeles. Small business owners seeking financial support through SBA loans will find several local banking institutions ready to provide tailored funding solutions for their entrepreneurial dreams.
Here are a few local suggestions:- OneWest Bank at Artesia Boulevard & Western Avenue
- First Republic Bank at Redondo Beach Boulevard & Western Avenue
- Wells Fargo Bank at Gardena Boulevard & Normandie Avenue
- Bank of America at Pacific Coast Highway & Figueroa Street
- US Bank at Western Avenue & Rosecrans Avenue
- Chase Bank at Hawthorne Boulevard & 182nd Street
SBA loans in Gardena cover various business needs, including working capital, equipment purchases, real estate acquisition, and refinancing existing debt. Local founders can explore options like 7(a) loans, 504 commercial real estate loans, and microloans tailored to support emerging businesses in this economically diverse region of Southern California.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Gardena, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Gardena, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Gardena, California seeking SBA loans typically include local restaurants, retail stores, automotive services, and professional consulting firms. Qualifying businesses must meet specific size standards, demonstrate financial need, and operate within Los Angeles County's economic framework.
Service-based industries like plumbing contractors, HVAC technicians, and electrical repair businesses near the South Bay Galleria often qualify for SBA loan programs. Local start-ups with strong business plans and credit histories can successfully secure funding through the Small Business Administration's targeted lending initiatives.
