Huntington Credit Lines

Business Line of Credit in Huntington, WV

Fuel your new business with on-demand access to capital,
up to $250,000 in extra boost  

Get Pre-Approved  
No Impact on Credit!
Sara Johnson
Written by:
Sara Johnson
Senior Writer
Edited by:
Matt Labowski
Lead Editor
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Vital To Your Longevity

Your Credit Line, Is Your Lifeline

No matter the stage of your business, having quick access to capital is always essential. The demands of payroll, inventory, and equipment never stop. With a business line of credit in Huntington, WV, and solid support, your business could reach orbital success.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Flexible Access to Funds

Access financing when you need it and pay only on what you use—ideal for fast cash flow.

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Revolving Credit for Growth

Borrow, repay, and reuse. A business line of credit that grows with your venture's needs.

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Custom Limits for Your Needs

Credit lines tailored to your business, with limits starting at $10,000 and room to grow.

Like Watering a West Virginia Plant

Huntington Business Credit & Loan Options

Every day, StartCap helps businesses like yours achieve greatness. Our funding and resources are designed to support your goals in a meaningful way. Whether it's business lines of credit or real estate, we're your trusted partner.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your venture needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Huntington or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Cabell County

Find a Business Line of Credit
Near Huntington, WV

In Huntington, Cabell County, and across the U.S., StartCap is your funding partner. We specialize in finding solutions to local funding challenges. Check the nearby cities we serve and let's work together to achieve your dreams. From Ashland to Dunbar and beyond, we're your BLOC specialists.

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BLOC FAQ's

  Are there any institutions in Huntington that offer business lines of credit?

Yes, business lines of credit exist for start-ups in Huntington, WV. The Ohio River Valley region supports new business owners through targeted financial programs designed for emerging enterprises. Local economic development initiatives recognize the importance of small business growth in Wayne County and surrounding areas.

Here are a few local suggestions:
  • First Settlement Bank at 9th Avenue & 3rd Street
  • Huntington Bank at 4th Street & 5th Avenue
  • Marshall University Small Business Development Center
  • City National Bank of West Virginia at Main Street & 10th Avenue
  • Premier Bank at 16th Street West
  • Old National Bank at 9th Street & 4th Avenue

Local founders can explore multiple financing options through community banks and credit unions specializing in small business support. Start-ups may qualify for lines of credit ranging from $5,000 to $250,000 based on business plan strength, personal credit history, and potential revenue projections in the Huntington market.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for business lines of credit in Huntington, generally range from around 6% to 18%, depending on factors such as the lender's policies, the borrower’s credit score, and the current prime rate. Typically, the rates are tied to the prime rate, with some lenders adding a margin based on the borrower’s creditworthiness and other criteria. These rates may fluctuate over time, so it’s important for businesses to check with local lenders for the most accurate and up-to-date terms.

No, not always—it depends on the type of loan you're applying for. Some funding options require business registration, while others focus on personal credit, income, or assets instead. If your business isn’t registered yet, don’t worry! We can either guide you through the registration process or explore funding alternatives that don’t require it.

Yes, Huntington, WV offers several local government and regional financing programs for business lines of credit. The Ohio Valley Economic Development Corporation and the Greater Huntington Chamber of Commerce provide targeted support for small business owners seeking financial resources in Cabell County.

Specific options include the Small Business Administration (SBA) lending partnerships with local banks like First Settlement Bank and WesBanco, which offer competitive credit lines for new business owners. Marshall University's Small Business Development Center additionally offers consultation and connection services to help founders secure appropriate local funding strategies.

Elevate Yourself

Get Pre-Approved