Business Equipment Loans in Lowell, MA
Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit
You Have The Skills, Now Get The Tools
Equip your business for success with our equipment loans in Lowell, MA. Whether you’re expanding a fleet or upgrading machinery, our financing options make growth attainable and sustainable for every entrepreneur.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Lowell Equipment Loans
StartCap provides a wide variety of loan options to meet your business’s needs, including secured loans and lines of credit. We’re here to help you find the right financing solution for your goals.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Lowell or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Lowell, MA
Whether you're in Lowell or a neighboring city, our equipment loans provide the financial support your business needs. Let us help you get the resources to succeed. From Pinehurst to Reading and beyond, we've got you covered.
Equipment Loan FAQ's
Lowell, MA, with its historic textile mills and burgeoning tech scene, offers diverse opportunities for business equipment financing. Local founders seeking specialized lending solutions might find multiple pathways to secure necessary capital for operational growth.
Here are a few local suggestions:- Enterprise Bank at Merrimack Street & Central Street
- Middlesex Savings Bank at Chelmsford Street & Branch Street
- DCU Credit Union at Lord Street & Branch Street
- Lowell Five Cent Savings Bank at Merrimack Street & John Street
StartCap provides flexible equipment loan alternatives for Massachusetts business owners, especially those in Lowell's evolving economic ecosystem. Regional financial institutions understand local business dynamics and offer tailored lending solutions matching specific equipment acquisition requirements.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Lowell, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Lowell, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment loans in Lowell, MA provide flexible financing for various business assets across different industries. Local business owners can secure funding for restaurant kitchen equipment, agricultural machinery, construction vehicles, manufacturing tools, medical devices, and technology infrastructure needed to support growth in Middlesex County.
Small business founders in Massachusetts often leverage equipment financing to acquire essential capital investments without draining operational cash reserves. From food service gear in downtown Lowell to heavy machinery for regional construction projects, these loans offer strategic solutions for upgrading critical business resources.
