Business Equipment Loans in Boston, MA
Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit
You Have The Skills, Now Get The Tools
From coffee carts to cranes, our equipment loans in Boston, MA, provide the financial boost you need. Let’s ensure your business thrives with the right tools and expert support.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Boston Equipment Loans
From lines of credit to secured loans, StartCap offers a range of financing options that fit your business’s needs. Let us provide the support you need to grow and succeed in a competitive market.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Boston or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Boston, MA
From Boston to nearby cities, we offer equipment loans designed to help businesses grow. With flexible financing options and expert support, we’ll help you get the tools you need to succeed. From Cambridge to Arlington and beyond, we've got you covered.
Equipment Loan FAQ's
Boston's industrial heritage and tech-driven economy create dynamic opportunities for local business owners seeking equipment financing. The city's entrepreneurial ecosystem spans from the Innovation District to Cambridge's research corridors, offering multiple pathways for securing critical business investments.
Here are a few local suggestions:- East Boston Bank at Meridian Street & Bennington Street
- Cambridge Savings Bank at Massachusetts Avenue & Prospect Street
- Rockland Trust at Washington Street & Centre Street
- Citizens Bank at Summer Street & Congress Street
- Webster Bank at State Street & Devonshire Street
- HarborOne Credit Union at Washington Street & School Street
StartCap considers local business equipment loans a critical support mechanism for founders across MA. New business owners investigating financing solutions should compare interest rates, review loan terms carefully, and assess their specific equipment requirements before selecting a lending partner.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Boston, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Boston, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in Massachusetts opens doors for businesses across diverse industries, from Boston's seaport district to rural Worcester County. Small business owners can secure loans for critical machinery including commercial kitchen appliances, construction excavators, agricultural tractors, manufacturing tools, and medical diagnostic equipment.
Local lenders like StartCap understand the financial requirements of new business owners in MA. Companies can typically finance restaurant ranges, farming irrigation systems, heavy machinery, technological infrastructure, transportation vehicles, and specialized precision equipment essential for operational growth and productivity.
